Loan Officer

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work.

We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

PRMG, a Nationwide mortgage lender, is seeking motivated individuals with a passion for finance and customer service to help us provide exceptional lending solutions to our valued clients.

PRMG offers Loan Officers a wealth of loan programs, strong support from Underwriters and Processors, and industry-leading software.

Some Loan Officers here bring in $8M to $10M in loan volume monthly. Attractive compensation to Loan Officers from 100 bps to 150 bps per loan.

Our LOs close more with our technology, training and coaching. We offer a large variety of mortgage loans, including conventional, FHA / VA, USDA, construction, DPA, Mobile homes, manufactured homes, reverse mortgages, jumbos, and Non-QM.

Our resource plus your drive equals unlimited success!!!!

What You Will Do :

• Create business, referrals, and relationships with individuals, existing clients, and real estate professionals and developers
• Obtain an accurate and complete 1003, and collect supporting documentation from borrowers
• Listen to clients' needs, analyze their financial situations and determine appropriate financial loan products
• Negotiate terms and conditions of loans with customers
• Monitor overall customer interaction and work with all parties involved on each loan from application to closing

What You Need :

• Originate, originate, originate
• Active NMLS license(s) required for State of Texas.
• Previous experience in lending, banking, or a related field preferred.
• Strong understanding of financial principles and lending practices.
• Excellent communication and interpersonal skills.
• Providing excellent customer service, addressing client inquiries and concerns with professionalism and expertise.
• Ability to thrive in a fast-paced, deadline-driven environment.
• Ensure compliance with all regulatory compliance requirements and guidelines
• Excellent sales skills with a desire to achieve and succeed

What Company Offers You :

• Strength, Stability, and Vision.
• A commitment to be a relevant market leader
• Proprietary technology that is revolutionizing the mortgage industry
• Commitment to fostering a supportive and inclusive work environment where employees can grow both personally and professionally
• Growth Opportunities (including team Leader and Manager positions)
• Strong support staff
• Full Benefits, beginning the first day of the month following your start date including - Medical, Dental, Vision, Life, Disability Insurance, and much more

Job Type : Full-time

Pay : Up to $750,000.00 per year

Compensation package : Commission only

Payment frequency : Paid semi-monthly

Work setting :

In person Houston, and remotly all over Texas.

Responsibilities

Essential Job Functions :

• Organization : Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination : Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication : Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
• Equipment : Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical : Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

Responsibilities :

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years' experience are preferred.
• Must also meet one of the following 3 options :
• Actively funding more than 2 loans / month, or
• Xinnix Training completion for Loan Origination required, or
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans / month (see PRMG Loan Officer Mentor Agreement).

Skills :

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel :

May be required.

USD $0.00 / Yr.

USD $750,000.00 / Yr.