Customer Solutions Representative - Collector - Starting September 2024 - Remote - AR, MI, MN, NC, PA Only

The Opportunity

• Little Rock, AR
• Detroit, MI
• Shoreview, MN
• Charlotte, NC
• Fort Washington, PA

If you are skilled at customer service and love to help people find solutions, this may be a great fit for you! You'll be helping our customers while working in a fun team environment.

You'll leave at the end of the day feeling like you made a difference. As an Ally team member, you'll be contacting Ally auto loan customers to remind them about late or missed payments, getting the facts about the reasons for delinquency and helping customers bring their accounts current by negotiating payment arrangements.

We offer the respected history of a great brand and excellent benefits. The team receives extensive training with an emphasis on compliance, negotiating, and selling skills to ensure collection routines are consistent and based on industry best practices.

• Training Class starts September 3rd
• $23 / hr + Monthly Incentives
• Work Schedule after training is completed :
• 8am - 5pm EST (7am - 4pm CST) Monday through Friday
• 11pm - 8pm EST (10am - 7pm CST) one day per week
• 8am - 12pm EST (7am - 11am CST) one Saturday per month

The Work Itself

• Handle accounts with speed and accuracy while maintaining professionalism.
• Complete phone calls to meet required performance standards and metrics.
• Confirm and / or negotiate payment arrangements; research any discrepancies.
• Maintain established objectives for delinquency, repossessions and net losses; stay informed of changes in policies and procedures.
• Must maintain strict confidentiality.
• Willing to work flexible schedules, weekends and holidays, and overtime as necessary to meet business needs.
• Uses computerized system for tracking, information gathering, and / or troubleshooting.
• Respond to customer inquiries via telephone, Shaw workflows, CRTS and / or e-mails within established time frame.
• Evaluate accounts to find a win / win solution to avoid repossession loss.
• Document all accounts accurately, clearly and concisely noting reason for hardship and potential repossession loss.
• Responds with accurate information pertinent to the caller's questions using professionalism and integrity.

Internet requirements :

• Live in a location with existing high-speed internet service
• Minimum download speed 10MB / s, preferred download speed 25MB / s
• You can test your speeds at speedtest.net.

The Skills You Bring

• HS Diploma or equivalent required
• Prior experience in financial services or similar industry preferred.
• Associate degree or bachelor’s degree in business or related field may be used in lieu of experience.
• Bilingual skills (Spanish) are a plus.
• Excellent listening, oral, and written communication skills.
• Attention to detail.
• Professional phone etiquette.
• Skip tracing skills preferred.
• Sales and / or persuasive negotiation skills.
• Microsoft Windows and internet-based applications experience required. Basic typing / data entry skills. Ability to multi-task and maintain key performance metrics surrounding delinquency, repossessions, call statistics, and Quality Assurance standards.
• Ability to make informed decisions related to acceptable payment arrangements and next steps in collection action.
• Strong ability to identify potential loss situations and make appropriate recommendations to mitigate loss, with an aptness to escalate unique collections cases to management.
• Able to work a flexible schedule which may include weekends, holidays, and overtime as necessary to meet business needs.

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How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.

Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including :

• Time Away : 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
• Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being : flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family : adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult / elder care days and childcare discounts.
• Work-Life Integration : other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations : depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and / or equity.
2 days ago