The Opportunity
Reporting to the Director of Strategy and Analytics, this position's primary responsibilities will include leading the valuations and performance analysis for consumer auto originations org.
This individual will be leading a team focused on developing alternative decisioning solutions and capabilities for optimizing origination strategy to maximize value, managing credit risk, and enhancing the end-user credit decisioning experience.
The ideal candidate is passionate about delivering results, must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, is self-motivated and detail oriented.
The position will lead a team and work with key leaders within the Consumer auto originations organization, as well as partner groups such as finance, compliance, legal, risk and technology.
The Work Itself
- Own the roadmap for their area of the Ally Auto Strategy and Analytics, and prioritize initiatives working with key stakeholders.
- Lead a team focused on improving portfolio performance and originations through advanced analytics of loan performance and operational enhancements.
- Manage priorities using sound control processes (daily / weekly / monthly) to effectively identify, assess and manage risk.
- Collaboratively work with matrix & vendor partners to ensure alignment with Ally’s strategic imperatives.
- Influence the roadmap and priorities of other partner groups by proactive engagement on topics related to Consumer Originations Strategy.
The Skills You Bring
- Bachelor’s degree in Business, Finance, Operations Research, Statistics, Economics or a similar discipline with quantitative focus, master’s degree preferred.
- Significant experience (5+ years) and knowledge of consumer financing industry (e.g. auto, card, mortgage etc.)
- 4+ years of experience in a similar role focused on data / statistical analysis, ideally experienced in treatment strategies with a champion / challenger (test / control) framework.
- Demonstrate a solid understanding of data mining and classification techniques, minimum 4 years of experience using SAS / SQL or similar tools for data analysis and portfolio segmentation.
- Excellent written and verbal communication skills, including the ability to effectively present proposals and vision to executive leadership.
- Experience working with (and ability to influence) matrix partners that impact change capability, such as IT, Compliance, Legal, Vendor Management and Operations.
- Candidate should possess outstanding analytical and problem-solving skills; should be a critical thinker with strong attention to details.
- Display strong emotional intelligence
- Knowledge of statistics and quantitative models preferred.
- Experience in automotive lending industry preferred.
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.
Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including :
- Time Away : 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
- Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
- Supporting your Health & Well-being : flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family : adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult / elder care days and childcare discounts.
- Work-Life Integration : other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
- Other compensations : depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and / or equity.