Job Description
Job Description
Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams?
If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer.
If you are looking to take the next step in your career, apply now! Compensation :
$300,000 Yearly
Responsibilities :
- Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
- Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
- Maintain an active rolling pipeline of funding per our guidelines
- Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
- Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
- Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth
- Handle the application process, pitch to qualified borrowers, and guide them through loan options
- After loan sales, the focus shifts to selling to the next borrower as processing staff takes over file management
- Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices
- Oversee customer interactions and ensure smooth transactions by liaising with realtors, processors, and underwriters
- Maintain a substantial pipeline of loans to meet production requirements effectively
- Collaborate closely with industry professionals to gather and prepare all necessary information, ensuring compliance with underwriting standards
- Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
- Exceed our production standards by maintaining an active pipeline
- Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
- Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals
- Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
Qualifications :
- 3-5 years of real estate, mortgage origination, or lending experience required
- Strong understanding of company loan policies and guidelines, as well as all federal and state regulations
- Knowledge of FHA, VA, USDA, conventional, fixed / adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
- Bachelor's degree in business, finance, banking, real estate, or a related field
- Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
- Strong understanding of HELOC / HELOAN guidelines and structuring
- Current NMLS license
- Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously
- Meticulous attention to detail, ensuring accuracy and compliance with regulations
- Comprehensive knowledge of various loan products, eligibility criteria, and industry trends
- Adaptability to changing market conditions and client needs
- Commitment to ethical conduct and integrity
- Proficiency in loan origination software and other technological tools
About Company
Join our family at Summit Lending!
At Summit Lending, we're not just another company we're a family. Joining Summit Lending means becoming part of a close-knit community where everyone is valued and supported.
Our Core Values are the Heartbeat of Our Company :
Experience is Everything" : We are committed to delivering exceptional service to every client.
Relationships, Not Transactions" : We prioritize building long-lasting connections with clients and colleagues.
Get Better Every Day" : We are dedicated to continuous improvement.
Own The Moment" : We seize opportunities and take responsibility for our actions.
It's All About People" : We believe in the value of every individual we encounter.
If you're looking for more than just a job, but a place where you can grow, be supported, and be part of a family, then Summit Lending is the place for you.
Join us and be part of something special.