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Collections Specialist

Collections Specialist

MIT Federal Credit UnionCambridge, MA, US
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Job Description

Job Description

Salary :

Position Summary : Initiates collection activities on retail loans : including auto loans, home equity loans, mortgage loans, student loans, overdraft privilege and negative share accounts in accordance with MIT Federal Credit Union policies and applicable collection laws. Performs all functions, within scope of authority and expertise to provide the highest level of service and responsiveness to the members of the MIT Federal Credit Union.

Job Requirements :

Minimum of 2 years experience in Collections. 3 or more strongly preferred. Minimum of 3 years credit union / bank experience. Experience in auto repossession and handling delinquent real estate loans. Familiarity with real estate investor collection and modification requirements. Must be and remain bondable. Knowledge of general credit union / banking operations. Working knowledge on collecting past due accounts. Working knowledge of related collection and bankruptcy laws. Working knowledge of RESPA servicing delinquent mortgage loans and loss mitigation. Working knowledge of collecting on inhouse Fannie Mae, Freddie Mac, Ginnie Mae, and FHA Loans. Familiar with skip tracing and other collection resources, and collection systems.

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Collection Specialist • Cambridge, MA, US

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