Commercial Credit Analyst

Position Description

This role plays a critical part in the credit decision-making process by delivering objective, well-supported financial analysis, and ensuring accurate reporting and documentation across all loan files. The ideal candidate will have a solid foundation in financial statement analysis, credit risk assessment, and commercial lending fundamentals, along with excellent communication skills and a commitment to accuracy and objectivity.

Position Responsibilities

• Credit Analysis & Risk Assessment :

Independently analyze the creditworthiness of commercial borrowers and guarantors.

Cash flow modeling

Prepare clear and concise credit memos and loan presentations for Commercial Loan Officers and approval committees.

Loan documentation completeness and accuracy

Position Requirements

Preferred Attributes

We are proud to be an Equal Employment Opportunity (EEO). Signal Financial Federal Credit Union does not discriminate against any applicant or employee based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, state, or local laws.