Redisclosure Specialist

Loan Disclosure Specialist

Position Summary : Responsible for providing support to loanDepot Operations team members by reviewing and preparing updated mortgage disclosures. This position is responsible for the timely and accurate issuance of Loan Estimates and / or Full Redisclosure packages pursuant to TRID guidelines and delivery requirements as well as completing the required Change in Circumstance (COC) form for investor or regulator review. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.

Responsibilities :

• Monitors daily reports for departments to ensure Loan Estimates are prepared and issued to the borrower within department service levels.
• Reviews the accuracy of information in the Fee Screen against the loan attributes and file invoices (title, appraisal, credit report etc.).
• Analyzes the fee changes in order to determine if change can be passed along to the borrower or will need to be absorbed by loanDepot.
• If unable to determine from the information available in the Loan Operation System (LOS) the reason for the change in fee(s), confers with members of production or operations as needed.
• In accordance with CFPB / TRID requirements, completes the required Change in Circumstance (COC) form to accompany any redisclosed Loan Estimates or Disclosure Packages.
• Issues loan disclosures within agency, federal / state and company guidelines and regulations.
• Identifies potential areas of compliance vulnerability and risks; reports on recommendations.
• Performs other duties and projects as assigned.

Requirements :

Why Work For #teamloanDepot :

About loanDepot :

loanDepot (NYSE : LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.

Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $14.42 and $25.24. Your base pay will depend on multiple individualized factors, including your job-related knowledge / skills, qualifications, experience, and market location. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.