Subrogation Examiner

Job Summary Investigates and evaluates claim files to pursue subrogation opportunities related to property insurance.

Works closely with claims adjusters, legal teams, and external stakeholders to identify and recover losses incurred.

Duties and responsibilities Review property insurance claims to determine liability, identify potential subrogation opportunities, and assess feasibility of recovery Conduct thorough investigations to determine liability, negligence, and causation factors in property-related incidents Compile and maintain detailed records, evidence, and documentation related to subrogation cases, such as police reports, witness statements, and photographs Collaborate with internal claims teams, policyholders, and external parties, including attorneys and third-party insurance companies, to facilitate subrogation efforts Engage in negotiation and settlement discussions to recover losses on behalf of the Company Assist legal teams in preparing and pursuing subrogation claims through litigation when necessary Generate reports and provide regular updates on the status of subrogation cases to management Ensure compliance with industry regulations, company policies, and legal requirements throughout the claims process Stay updated on industry trends, laws, and best practices in property subrogation to improve effectiveness Provide excellent customer service to policyholders and claimants by addressing their concerns and questions Look for cost-effective solutions to minimize the financial impact of claims on the Company Assess potential risks associated with claims and provide recommendations for risk mitigation Essential Functions Ability to write, read, and interpret documents, correspondence, and memos Ability to communicate and deliver exception customer service to internal and external parties verbally and in writing Ability to think critically, systematically evaluate complex information, identify key factors, and make well-informed decisions based on sound reasoning Ability to accurately document relevant information in a comprehensive and well-organized manner Ability to research, stay up to date, and comply with state regulations pertaining to claims handling Qualifications Florida All Lines Adjuster License (6-20 License) Associates Degree required; Bachelor’s Degree preferred.

A combination of education and significant directly related experience may be considered in lieu of degree At least 5 years of experience processing personal and / or commercial property claims and 2 years of experience assessing subrogation opportunities Proficiency with Microsoft Office products Excellent communication skills, ability to work independently in a fast-paced environment, detail-oriented and exceptionally organized Physical requirements While performing the duties of this job, the employee is regularly required to talk or hear.

The employee frequently is required to stand or sit for long periods.

Walk; use hands and fingers to handle or operate equipment; and reach with hands and arms.

Working conditions This job operates in a professional office environment.

This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.

Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement.

For this reason we are pleased to provide :

• Prof.
• Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance (company paid premiums) Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance AAA Membership (company paid) Identity Theft Protection (company paid) Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer.
• We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability.
• We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.   Powered by JazzHR