Sr. Analyst, Credit Risk Existing Account Management (onsite Omaha, NE)

Senior Analyst

At FNBO, our employees are the heart of our storyand we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.

Summary of the Job

The Senior Analyst serves as a key technical expert within the bank's credit risk management function, providing advanced analytical support and insights to drive informed credit decisions. This experienced professional conducts in-depth analysis of credit card portfolios, and develops and enhances existing account management (EXM) risk strategies, such as credit limit increase / decrease, account closure, balance transfer, and overlimit / delinquent authorizations. This role is also responsible for strategy tracking and analysis supporting EXM profit / loss optimization. The position requires strong analytical capabilities combined with business acumen to translate complex credit data into actionable recommendations. The Senior Analyst works with minimal supervision while providing expert opinion to cross functional staff.

Major Responsibilities

• Analyze existing customer strategy data to measure performance and develop strategy enhancements.
• Comprehensive analysis of credit card portfolio performance metrics including delinquency, charge-off, and utilization patterns.
• Analyze customer-level behavior including transactor / revolver patterns and payment behaviors and evaluate risk-adjusted returns across card products, segments, and acquisition channels
• Perform statistical analyses to identify performance trends and relationships and develop EXM strategy optimization recommendations.
• Communicate proposed changes to risk committees, marketing, finance teams and strategy forums among others.
• Partner with Marketing, Finance, and other areas of Credit to articulate detailed EXM strategy performance.

The Ideal Candidate for This Role

Knowledge & Skills

Education and Experience

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation

Compensation range (base pay) : $80,061.00-$132,099.00

This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and / or skill level.

Benefits Overview

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs :

For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number : R-20250993

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selvesno matter their role or where they are in their journey.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.