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Collections Specialist

Collections Specialist

Honor Credit UnionBerrien Springs, MI, United States
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Position :

Collections Specialist

Location : Berrien Springs, MI

Job Id : 3062

# of Openings :

Collections Specialist - Berrien Springs (Full-Time)

This is a Hybrid Work Eligible position. You will be required to come into the Operations Center in Berrien Springs, MI as needed to ensure business needs are met.

ABOUT HONOR :

At Honor Credit Union, we've been putting members first since 1934. Our team remains true to our member promise : Providing Solutions For Your Financial Success. Honor members enjoy extraordinary member service at 28 branches, and worldwide through online banking.

OUR TEAM :

As a team member at Honor Credit Union, you are genuinely part of a family. We leave the term "employee" at the door because you're much more than that; you're a valued member of the Honor Team and its success. We don't settle for good; we strive to be great, and that starts with the individuals that live out the "I Am Honor" promise every day.

At our core, we are obsessed with providing extraordinary member experience with solutions for financial success. We are rooted in the belief that finances don't have to be intimidating and giving back to the communities we serve is essential. We are made up of outgoing, positive, friendly, and highly experienced individuals, which creates an inclusive, stimulating atmosphere. Smiling is the epitome of our culture, and like kindness, we believe smiling is contagious - it's no accident that you'll find a smiley face on all things Honor.

COMMITMENTS TO LIVING "I AM HONOR" :

  • Act with Urgency and Care - You have the direct authority and responsibility to act and seek out solutions.
  • The Platinum Rule - Treat others the way they want to be treated.
  • Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
  • See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
  • Reason over Rules - Make decisions that are good for the person and good for Honor.
  • Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.

WHAT WE ARE LOOKING FOR :

If you enjoy building relationships, managing multiple priorities, advocating for members, and being part of a great team, this is an opportunity where you will grow and develop. If you have the drive, confidence, and determination, we are looking for you!

  • Supports and performs collection activities associated with various delinquent & negative accounts.
  • Responsible for, including but not limited to, filing garnishments, levies, total loss, and safety net claims, along with ensuring timely refunds of direct and indirect backend products, limiting loss for the credit union and member owners.
  • Process debt protection claims and benefit payments for disability, unemployment, and death.
  • Performs research to obtain information pertaining to delinquent accounts. Aligns with the internal credit solutions team to ensure final collection efforts on accounts by means of letters, statements, and garnishments are completed.
  • Verifies employment status and makes appropriate court filings to be used for seeking judgments on bad debt. Ensures the company's professional image is maintained.
  • WHAT WE EXPECT FROM YOU :

    EDUCATION / CERTIFICATION :

  • High School diploma or equivalent.
  • EXPERIENCE REQUIRED :

  • One to three years of similar or related experience, including time spent in preparatory positions.
  • Prior administrative experience strongly preferred.
  • KNOWLEDGE / SKILLS / ABILITIES :

  • Knowledge of collection procedures and related laws and regulations.
  • Understanding of Company policies.
  • Must have demonstrated ability to keep finances in order.
  • Strong listening, verbal, and written communication skills.
  • Be self-directed and able to work with minimal supervision.
  • At all times follow the core values of credit union - honesty, truth, respect and integrity.
  • Must be highly detail oriented.
  • WHAT'S IN IT FOR YOU :

    Honor has excellent benefits for all full and part time team members. We offer :

  • Medical with prescription coverage, Dental, and Vision.
  • 401k employer contribution & matching program.
  • Paid time off and paid holidays (including your birthday!).
  • Paid community volunteer hours.
  • Wellbeing spending account.
  • Various discounts on credit union products and services for team members & their families.
  • Additional perks included.
  • Apply for this Position

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