Overview
Employee Benefits Underwriting Consultant 5.1 – Sun Life
Sun Life U.S. is one of the largest providers of employee and government benefits, offering a portfolio of dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates across our partner dental practices and operate nationwide.
Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work. Internal candidates are not required to relocate near an office.
The opportunity
We are seeking Employee Benefits Underwriting Consultants who will be responsible for underwriting new or renewal business under 2000 lives for group employee benefits product lines. In this role, you will apply standard underwriting principles and procedures to evaluate, rate and negotiate price on new business.
How you will contribute
- Evaluate, price and propose rate and strategy on small to mid-market Dental, Vision, Life, Optional Life, STD or LTD business within stated authority limits.
- Perform underwriting functions associated with manual and experience rating.
- Analyze information on industry, past claim history, financial conditions and other criteria.
- Evaluate, price and recommend proposal terms and strategy on business outside stated authority limits.
- Manage assigned workload to meet internal productivity and time service standards as well as field office priorities.
- Understand and articulate sales region specific strategies and trends to drive sales and renewal results.
- Independent decision making on fundamental problems within specific rules and using general underwriting guidelines.
- Effectively communicate decisions or additional requirements and rating results to the assigned offices.
- Resource for other underwriters and the field.
- Analyze information on industry, demographics, and other standard criteria.
- Determine level of risk based on well established guidelines.
- Quote appropriate rates to field agents or brokers, maintaining an individual sales office assignment.
- Support the identification and development of best practices, workflows and procedures.
- Builds effective relationships with field distribution; partners effectively within the underwriting team and across other departments.
- Participate in special projects as business needs require.
- Ensure timely and accurate financial tracking and adhere to quality, authority and documentation guidelines.
What you will bring with you
Ability to work with a diverse range of people.BA / BS degree preferred2 - 4 years group insurance experience, some underwriting experience preferredProficiency in ExcelAbove average math aptitudeExceptional customer services skillsAbility to make quality risk decisionsStrong interpersonal and written / verbal communication skillsAbility to effectively negotiate / be persuasiveHighly organized with ability to manage multiple tasksDemonstrated strong analytical and problem solving skillsAbility to work independently as well as in a team environmentSalary
$60,000-$90,000
Additional information
At Sun Life, we are committed to pay transparency and equity. Your actual base salary will be determined based on your skills, qualifications, experience, education, and geographic location. This position is eligible for a discretionary annual incentive award based on individual and company performance. We are dedicated to creating a work environment where everyone is rewarded for their contributions.
We encourage applications from qualified individuals from all backgrounds. Sun Life will consider all qualified applicants, including those with criminal histories, in a manner consistent with applicable laws. We provide reasonable accommodations to qualified individuals with disabilities or special disabled veterans, upon request.
For applicants residing in California, please read our California Privacy Policy and Notice. We do not require or administer lie detector tests as a condition of employment. Posting End Date : 02 / 11 / 2025.
Job Details
Job Category : Underwriting - GroupEmployment type : Full-timeJob function : Finance and SalesIndustries : Financial Services and InsuranceJ-18808-Ljbffr