Credit Analyst

Job Description

Job Description

We are looking for a skilled Credit Analyst to join our team in Little Rock, Arkansas. This is a long-term contract position ideal for professionals with a strong background in credit analysis and risk management. The role involves evaluating credit applications, managing commercial collections, and supporting financing solutions for our transport industry operations.

Responsibilities :

• Conduct detailed assessments of credit applications to determine risk and eligibility.
• Manage and oversee commercial collections to ensure timely payments and resolve outstanding balances.
• Analyze financial data, including cash flow reports, to support informed credit decisions.
• Collaborate with internal teams to develop and implement effective credit risk management strategies.
• Provide recommendations for financing solutions tailored to client needs and business objectives.
• Monitor and maintain compliance with industry regulations and company policies.
• Prepare detailed reports on credit analysis findings and present them to management.
• Support the continuous improvement of credit processes to enhance efficiency and accuracy.
• Communicate effectively with stakeholders to address credit-related concerns and inquiries.
• Proven experience in credit analysis, particularly in commercial settings.
• Strong knowledge of credit risk management principles and practices.
• Familiarity with reviewing and processing credit applications.
• Proficiency in analyzing financial data, including cash flow reports.
• Excellent communication and negotiation skills for managing collections.
• Ability to develop tailored financing solutions based on client needs.
• Detail-oriented with strong organizational and problem-solving abilities.
• Knowledge of industry regulations and compliance standards.