Credit Analyst : Sandy, Utah

Credit Analyst

Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bank has just opened an opportunity for a Dealer Banking Credit Analyst based in the Dealer Banking Department located at the Sandy, Utah office.

Ideal Candidates Will Have The Skills And Experience Necessary To :

• Conduct credit investigations, credit and loan analysis, underwriting and other documentation information pertaining to loan analysis.
• Investigate all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
• Responsible to understand of the loan request and the business relationship ensures the accuracy and completeness of financial information received for loan renewals.
• Analyze financial statements and related material and makes recommendations for approvals of credits.
• Analyze financial conditions and trends; reviews and reports non-compliance with loan covenants.
• Determines cash flow using appropriate tax analysis.
• Prepares summaries, presents facts, and offers opinions concerning credit-worthiness and any risk items or issues.
• Provides credit information and references for customers, loan officers, or other agencies as requested. Ensures that all credit files include current finances.
• May assist with projects as needed
• Perform other duties as assigned

What You Need To Bring To The Table :

Benefits :