Credit Underwriting Manager : Sandy, Utah

Dealer Banking Credit Underwriting Manager

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Our team is looking to fill a Dealer Banking Credit Underwriting Manager position for our Sandy, Utah office location.

Role Description :

The individual in this role holds primary responsibility for overseeing the underwriting operations within the division. This includes managing the evaluation and decision-making process for loan applications originated by the department, ensuring consistency, accuracy, and compliance throughout.

Key Responsibilities :

• Lead and manage all underwriting activities, ensuring alignment with organizational standards and regulatory requirements.
• Supervise the assessment, approval, and denial of loan applications, maintaining high standards of quality and risk management.
• Monitor the integrity and performance of approved loans to ensure underwriting quality and adherence to policy.
• Collaborate with the closing department to confirm that all underwriting conditions are satisfied prior to loan finalization.
• May oversee a team of portfolio managers, providing guidance, support, and performance oversight.
• Stay current with industry trends, regulatory changes, and best practices in loan underwriting, and ensure the underwriting team is informed and trained accordingly.
• Ensure compliance with all applicable laws and internal policies within the underwriting division.
• Manage staffing activities including recruitment, transfers, terminations, and performance evaluations.

Qualifications :

Benefits :