Talent.com
Commercial Banking Representative I

Commercial Banking Representative I

First Interstate BankHelena, MT, US
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Commercial Banking Representative I

This position is located at our Helena Gulch, MT branch. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

  • Generous Paid Time Off (PTO) in addition to paid federal holidays.
  • Child Care Assistance Program for eligible dependent(s).
  • Exercise reimbursement program for employees.
  • The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Commercial Banking Representative I functions as a primary contact for commercial banking clients with basic loan portfolios and assists Commercial Relationship Managers with servicing those clients. Responsible for maintaining and expanding the relationship with clients by providing overall client support services. Develops working knowledge of assigned area and accounts through frequent client contact and execution of standard procedures. Essential duties are performed individually or with direct supervision, based on the individual's experience level.

  • Handles day-to-day client calls, client transactions, and client problem resolution. Responds to client account inquiries, performs account maintenance and researches / resolves client problems.
  • Executes client transactions within delegated authority or applicable department guidelines, escalating to the assigned Relationship Manager (RM) any requests outside specified norms or items requiring Relationship Manager signature or approval. Transactions may include : transfers, withdrawals, distributions, wire transfers, payments, fee waivers / fee refunds, client overdrafts, monitoring reports, and other loan and account operations requested by clients.
  • Prepares and / or reviews client account documents for meetings between the RM and the client, focusing on completion of signatures, accuracy, and fulfillment of standard regulatory and compliance guidelines.
  • Assists in obtaining necessary information to submit loan applications, such as financial statements, tax returns and business documentation. May also work with outside vendors, such as attorneys or title companies; UCC searches, title work, OFAC Environmental Reports, appraisals, and flood determinations. May work with outside counsel, title companies, other product vendors, etc. to request documents needed for loan requests, when applicable.
  • Specializes in loan documentation and ensures accuracy in loan documents and legal loan files. To include reviewing documents, organizing legal loan documents, and supporting information, and accuracy in digital records.
  • Submits complete and accurate requests for documentation in accordance with loan approval, ensuring all appropriate supporting documents are available in Director / Unity Client, including but not limited to loan approval, Borrower, Guarantor, and Grantor entity documents, collateral reports, and all other information necessary to generate loan documents.
  • Provides complete packages to Loan Servicing for Boarding / Funding, ensuring appropriate GLs are credited for fees collected.
  • Ensures all documentation is uploaded to Director / Unity Client timely and imaged files are complete.
  • Creates ticklers in Credit Track in accordance with the loan agreement & guaranty requirements and assists Relationship Manager with obtaining required information to clear ticklers.
  • Supports commercial relationship managers and group managers with review and certification of legal entity validation (dba, partnership, S-Corp, C-Corp, LLC, and trusts), real estate collateral documentation (title commitment, environmental reports, hazard insurance, and appraisals), UCC and titled collateral validation.
  • Supports commercial relationship managers and group managers with treasury and deposit products in partnership with internal bank Treasury, Retail Banking teams and other business line referral programs including payment and wealth products.
  • Generates or obtains daily, weekly, monthly, and quarterly reports as assigned. Reviews reports for accuracy and compliance and updates systems or makes other corrections.
  • May reconcile client accounts, enter client financial data into databases, and monitor exceptions to company policies.
  • Actively ensures compliance with the Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies, and procedures. Actively participates in any required corporate and business line training in these areas. Understands and follows internal suspicious activity referral requirements and processes, as required for this position.
  • Maintains working knowledge of all regulatory, legal, and Credit Policy requirements to ensure all applications, documentation and loan accounts are compliant.
  • Participates in internal and external training to maintain knowledge of Bank products; attends operational and exception meetings and keep abreast of all credit policies and changes.
  • Maintains positive working relationship with peers and other business unit team members.

    • QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES

  • Basic understanding of credit products, bank systems and commercial lending.
  • Exhibits a general understanding of applicable federal regulations, credit policy and bank policies and procedures.
  • Ability to work effectively in a fast-paced production environment.
  • Strong organizational skills, time management skills and strong attention to detail.
  • Strong interpersonal skills including oral and written communication.
  • Problem solving skills.
  • Proficiency with personal computers and related software packages.

    • EDUCATION AND / OR EXPERIENCE High School Diploma or equivalent required 1-3 years banking experience or equivalent combination of education and experience required

    PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

  • Dexterity of hands / fingers to operate computer keyboard and mouse - Frequently
  • Sitting - Frequently
  • Standing - Occasionally
  • Overtime - Subject to business need
  • Noise Level - Moderate
  • Typical Work Hours - M-F (8-5)
  • Regular and Predictable Attendance - Required
    • serp_jobs.job_alerts.create_a_job

    Commercial Banking • Helena, MT, US

    Job_description.internal_linking.related_jobs
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Cash Processor - Warehouse

    Cash Processor - Warehouse

    BrinksHelena, MT, US
    serp_jobs.job_card.full_time
    NY,CA,CO,WA,MD,CT,IL,NV,,KY,MI,NJ,ME,MO,MA,MT).The Brink's Company (NYSE : BCO) is a leading global provider of cash and valuables management, digital retail solutions, and ATM managed services.Our c...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Overnight Member Services Representative

    Overnight Member Services Representative

    Planet FitnessHelena, MT, US
    serp_jobs.job_card.full_time
    We are searching for an Overnight Closer (Member Services Representative) to join our team! As a member of our staff, you will be responsible for providing a superior level of customer service to P...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Account Representative

    Account Representative

    Genuine PartsHelena, MT, US
    serp_jobs.job_card.full_time
    The Account Representative drives sales, identifies, and generates opportunities for various types of customers.This role fosters customer satisfaction by maintaining customer contact and managing ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    Tax Manager

    Tax Manager

    GpacHelena, Montana, United States
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    I am seeking a hands on, results-oriented .If you have ever thought about making a change, now is the time to join a firm that will offer you professional growth and opportunity.As a vital par...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Senior Accountant, Tax

    Senior Accountant, Tax

    WipfliHelena, MT, US
    serp_jobs.job_card.full_time
    Our people are core to everything we dothe catalyst behind our ability to create exceptional impact and extraordinary results. We encourage each individual to follow their own path.People truly matt...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Payroll Clerk

    Payroll Clerk

    Costco Wholesale CorporationHelena, MT, US
    serp_jobs.job_card.full_time
    Position Summary : Assists employees and managers with payroll information and reports.Keys, reviews, corrects, and updates entries to automated payroll system. Maintains personnel files and OSHA rep...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Member Services Representative

    Member Services Representative

    Planet FitnessHelena, MT, US
    serp_jobs.job_card.full_time
    Member Services Representative.We are searching for a Member Services Representative to join our team! As a member of our staff, you will be responsible for providing a superior level of customer s...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Account Executive, KTVH

    Account Executive, KTVH

    The E.W. Scripps CompanyHelena, MT, US
    serp_jobs.job_card.full_time
    Connect local businesses to their growth opportunities in the Helena market.As an Account Executive with KTVH, you'll help businesses reach customers through our compelling multi-platform advertisi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    Cash Processor

    Cash Processor

    Hire VelocityHelena, MT, United States
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    Job Description The Brink's name is a promise to respect the trust we've earned in over 150 years in business.Every employee honors that promise by offering the highest...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Weekend Member Services Representative

    Weekend Member Services Representative

    Planet FitnessHelena, MT, US
    serp_jobs.job_card.full_time
    We are searching for a Weekend Member Services Representative to join our team! As a member of our staff, you will be responsible for providing a superior level of customer service to Planet Fitnes...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Branch Manager - Helena

    Branch Manager - Helena

    Paul Davis RestorationHelena, MT, US
    serp_jobs.job_card.full_time
    Paul Davis Restoration of Southwest Montana is expanding into Helena, and we're looking for a Branch Manager to lead the charge. This is not just another jobit's an opportunity to build and grow a b...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    FT Title Clerk

    FT Title Clerk

    Helena Motors GroupHelena, MT, US
    serp_jobs.job_card.full_time
    Reports to : Office Manager / Controller.Department : Administrative / Accounting.The Title Clerk is responsible for processing all vehicle titles and related documentation with accuracy and efficien...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Teller I

    Teller I

    First Interstate BankHelena, MT, US
    serp_jobs.job_card.full_time
    This position is located at our Helena Gulch, MT branch.What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compen...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Teller 20 hours Helena Downtown

    Teller 20 hours Helena Downtown

    WELLS FARGO BANKHelena, MT, US
    serp_jobs.job_card.full_time
    Are you looking for more? Find it here.At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Branch Manager - Helena

    Branch Manager - Helena

    IICRCHelena, MT, US
    serp_jobs.job_card.full_time
    Paul Davis Restoration of Southwest Montana is expanding into Helena, and we're looking for a Branch Manager to lead the charge. This is not just another jobit's an opportunity to build and grow a b...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Associate Personal Banker (SAFE) - Helena East

    Associate Personal Banker (SAFE) - Helena East

    WELLS FARGO BANKHelena West Side, MT, US
    serp_jobs.job_card.full_time
    Are you looking for more? Find it here.At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Personal Financial Counselor- Helena, MT

    Personal Financial Counselor- Helena, MT

    Magellan HealthHelena, MT, US
    serp_jobs.job_card.full_time
    Personal Financial Counselor - Helena, MT.This position will provide personal financial services at assigned military installations. Primary responsibilities include the full breadth of personal fin...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Mortgage Field Services Inspector

    Mortgage Field Services Inspector

    FAR InspectionsTownsend, MT, US
    serp_jobs.job_card.full_time
    Occupancy Verification Contractor.FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors ea...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days