Job Title : Senior Underwriter
Location : Remote
Job Type : Full-Time
Company : Village Capital & Investment LLC
Introduction :
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender / servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities :
- Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents
- Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation
- Maintain current knowledge of loan program guidelines, compliance requirements, and market trends
- Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary.
- Maintain productivity, quality, and turn-time standards as defined by management.
- Participate in internal and external audits by providing documentation and responses as requested
Basic Qualifications :
Proven experience with problem-solving skills and attention to detailStrong communication and interpersonal skillsAbility to work independently and as part of a teamProficiency in Windows and Encompass (Encompass preferred)Strong problem-solving skills and attention to detailSpecific Qualifications :
Minimum of five years experience underwriting mortgage loans.Proficiency with Encompass and automated underwriting systems (DU, LP)In-depth knowledge of mortgage lending regulations and underwriting guidelines.Strong analytical and decision-making skills with a high level of accuracy and attention to detail.Excellent written and verbal communication skills.Ability to work independently and manage a high volume of files in a fast-paced environment.DE (Direct Endorsement) certification for FHA loans.SAR / LAPP approval for VA loans (Preferred)Benefits :
401(k) matchingDental insuranceHealth insuranceHealth savings accountLife insurancePaid time offVision insuranceIn Summary :
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!