Junior Credit Analyst / Underwriter

LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year -  by Sun Sentinel!

We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix / flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $6 Billion in real estate capital.

Position Overview :

We are seeking an experienced and detail-oriented Junior Credit Analyst / Underwriter to join our Operations team located in our Headquarters in Boca Raton, FL. Reporting directly to the Underwriting Manager, this role focuses on underwriting investment properties and requires a minimum of 1 year in underwriting, preferably within real estate investment. The successful candidate will demonstrate a strong ability to review financial documents, analyze creditworthiness, and communicate effectively with internal sales teams.

This is a full-time employment opportunity working in our Boca Raton Headquarters Office.

Requirements

Qualifications :

The following qualifications and responsibilities serve as a position overview and are not exhaustive. Employees are expected to be team players and may take on additional tasks as needed.

Required Skills :

• 1 year in underwriting, with experience working in a team & matrix environment.
• High attention to detail and proficiency when reviewing and analyzing financial documents, creditworthiness, and borrower qualifications for financing.
• Strong critical thinking skills with a natural inclination to question inconsistencies & propose alternative approaches, enabling effective risk assessment and issue identification.
• Excellent verbal and written communication skills, with comfort and professionalism in communicating over the phone with necessary team members of various departments.
• Organizational abilities to manage multiple projects and meet deadlines with timely follow up.
• Positive attitude with the ability to thrive in a fast-paced environment.
• Ability to self-manage workflow effectively while meeting productivity and turnaround time expectations aligned with organizational & departmental goals.

Preferred Skills :

Responsibilities :

Benefits

Why LendingOne :

LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.