Senior Loan Officer

Job Description

Job Description

Description : POSITION SUMMARY

The Senior Loan Officer is responsible for the bank’s loan portfolio. Ensure that applicable bank lending policies are implemented and followed. Member of Executive Management team.

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ESSENTIAL FUNCTIONS

Reasonable Accommodations Statement

To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations may be provided to help enable qualified individuals with disabilities to perform essential functions.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following :

• Develop, recommend, and oversee implementation of loan objectives, lending policies, and operating procedures. Ensures that they are consistent with overall bank policies, objectives and goals.
• Assist with internal loan review process.
• Maintain a thorough understanding of all bank deposit products and services to help in procuring deposit growth.
• Make recommendations for interest rates, fees and other charges that are consistent with overall bank policies and are competitive and profitable for the bank.
• Serves on the ALCO committee.
• Member of the Executive Loan Committee.
• Approve or reject loans exceeding the credit authority of the loan officer handling the account.
• Review and monitor lender’s performance and adherence to bank’s lending policy and compliance procedures.
• Assist with all loan reporting to the Board of Directors including examination findings.
• Extensive knowledge of all applicable state and federal regulatory lending code requirements.
• Assist with each lending officer’s complex relationships.
• Assist with non-performing loans, troubled assets, and collection activities.
• Participate in branch visits for the purpose of team building and customer engagement.
• Build relationships with stakeholders in the community. Projects a positive presence of the MBT Bank brand in the marketplace through participation in community activities and marketing opportunities.
• Any other functions, duties or responsibilities as assigned.

Requirements : Education :

Experience :