Vice President / Loan Officer

Job Description

Job Description

Description : JOB SUMMARY

Responsible for establishing, maintaining and maximizing relationships with existing and potential agricultural and business customers and to develop a loan portfolio in a compliant manner that creates strong quality credit relationships for the bank following established procedures. This position requires a high degree of integrity, trust and confidentiality.

DUTIES AND RESPONSIBILITIES

Primary

• Following loan policies and procedures, negotiate terms and structure loan financing within your lending limit and / or present credits for approval to appropriate levels of authority within the bank as required
• Maintain the loan portfolio with sufficient sound documentation and minimal compliance exceptions
• Develop new business
• Collect delinquent accounts in a timely manner following bank policies & procedures
• Maximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services
• Maintain confidentiality of customers conversations and information and proprietary bank information

Secondary

Additional

Requirements : SKILL REQUIREMENTS

PHYSICAL DEMANDS

While performing the duties of this job, the employee is required to communicate effectively with others, stand and use hands to finger and handle keyboard, telephone, paper, files, and other equipment and objects. The employee is frequently required to walk, sit and to reach with hands and arms. The employee must occasionally lift and / or move up to 40 pounds. This position requires the ability to review detailed documents and read computer screens.

WORK ENVIRONMENT

The work environment requires appropriate interaction with others. The noise level in the work environment is usually quiet.