Mortgage Community Development Loan Officer

Mortgage Community Development Loan Officer

Posted 10 / 24 / 2024

Location : Gilbert, Arizona

Job Summary :

The Mortgage Community Development Loan Officer is focused on growing and developing homeownership opportunities for low-to-moderate income (LMI) individuals, families, and communities of color. Under minimum supervision, this position will originate and be an area market expert for loans that meet regulatory, investor, and bank portfolio guidelines; including but not limited to Housing Finance Agency, first-time homebuyer, affordable lending, and down payment assistance programs.

This role reports to the Area Manager with a dotted line to the National Community Development Manager.

Primary Duties :

Mortgage Loan Originations

• Originate compliant mortgage loans with a focus on LMI and communities of color :
• Responsible for knowing and complying with all Federal and investor regulations, requirements, and bank policies.
• Gather all information necessary for documentation, analysis, disclosure, and underwriting loan applications.
• Advise customers on mortgage loans that are appropriate for their individual financial circumstances.
• Maintain high standards of client satisfaction and quality.
• Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed.
• Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines.
• Originate a minimum of 3 loans per month or 36 loans per year.

Community Development (approximately 1 / 3 to 1 / 2 of time)

Job Skills Required :

Bell Bank provides competitive compensation and an excellent benefits package.

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