VP, Payments Compliance Officer

Risk And Compliance Officer

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in peoples success today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment investing the time and resources to understand our clients immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRates 2023 list of Best Regional Banks.

Brief Overview of Position

The Risk Management function is the Banks 2LOD (second line of defense) and is responsible for identifying, assessing, and mitigating risk for the entirety of the firm through the evaluation and establishment of risk management procedures and policies. This department works directly with all business units to develop a strong and robust risk mitigation environment to aid in the growth processes to ensure adherence to policies. The Risk and Compliance Officer evaluates and ensures that an organizations operations and procedures meet compliance standards.

Responsibilities

• This job works collaboratively to support risk and compliance assessment activities of Texas Capital across a broad range of frameworks.
• Serve as 2LOD Compliance Advisory Partner to Treasury Solutions
• Serve as 2LOD Compliance Subject Matter Expert in areas such as : Fintech, Cryptocurrency, and AI Governance
• Support the Privacy Program as needed including implementation of CFPB 1033 Personal Financial Data Rights Rule and CCPA
• Partner with the organizational risk and business partners, legal, technology, and frontline teams to meet the mission requirements in a manner consistent with the enterprise risk appetite.
• Act as both trusted risk manager / partner and credible 2LOD risk independent challenge professional to support our businesses.
• Maintain contribute to the data integrity for core risk reference data, such as Business Hierarchy, Products and Services inventory, Business Processes inventory, Risk Taxonomy, Control Taxonomy, and other risk drivers such as third parties and technology applications.
• Review and provide independent challenge to risk assessments and other materials
• Participate in the development, maintenance, review and challenge of Policies and Programs
• Assist with communicating relevant issues and scope information across business lines as appropriate.
• Perform other duties or projects as assigned.

Qualifications

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy. Texas Capital is an Equal Opportunity Employer.