Portfolio Manager Team Lead - SBCRE

Sbcre Portfolio Manager Team Lead

The Small Balance Commercial Real Estate (SBCRE) Portfolio Manager Team Lead role is responsible for managing a team that is tasked with executing all portfolio management activities for monitoring, identifying, and managing the credit risk of the SBCRE portfolio which generally consists of loan transactions ranging from $1,000,000 to $5,000,000. The Portfolio Manager Team Lead will develop a team of SBCRE Portfolio Managers as well as individually engage in active portfolio management responsibilities ensuring timely, high-quality work product in analysis of borrower and guarantor financial statements, annual reviews, performance covenant testing, extensions, renewals, modifications and risk rating assessment. Key responsibilities include the following :

• Assist in the acquisition, retention and development of SBCRE Portfolio Managers with varying levels of experience.
• Fosters a collaborative team culture that emphasizes credit quality, accountability and professional growth.
• Enforce individual and team performance goals necessary to comply with portfolio management standards.
• Perform credit risk analysis to recognize and elevate signs of risk in an individual loan, relationship, or the portfolio.
• Complete detailed guarantor global cash flow analysis through review of personal financial statement and individual / business tax returns.
• Confirm compliance with performance covenants as defined in contractual agreements.
• Recognize and manage early warning signs for the portfolio on a recurring basis.
• Collaborate with Relationship Managers to efficiently lead the oversight and management of the Bank's SBCRE loans / relationships.
• Provide recurring customer service to clients.

Knowledge & Skill :

Requirements :

Compensation Range : $83,200.00 - $178,800.00

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more? You're more than a means to an enda way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.