Banking Services Specialist

Commerce Bank Customer Service Representative

Building a career at Commerce is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.

Compensation Range :

Hourly : $21.80 - $24.40 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to deliver exceptional customer service and financial solutions through both branch-based and call center interactions. This role serves as a key point of contact for customers, addressing their banking needs, answering inquiries, and providing personalized support across multiple communication channels, including in-person, phone, and online.

Essential Functions

Interact with customers both in person and over the phone to ensure their financial needs are being met through needs-based conversations and sales fulfillment

Actively listen, understand, and make recommendations of products and services based on customer needs to ensure individual and team sales and services goals are achieved

Educate customers on a variety of retail products and digital solutions that enhance the customer experience and contribute to achieving sales goals

Ensure financial transactions are completed accurately and efficiently, while complying with all policies, procedures, and regulatory requirements

Identify complex financial needs and refer customers to bank specialists when appropriate

Respond to customer calls, offering real-time solutions for account management, online banking, and transactional inquiries

Utilize CRM systems to track and resolve customer issues efficiently and maintain detailed records of interactions

Authenticate callers to ensure our customers and the bank are protected from fraud attempts and take additional steps to mitigate risk when needed

Responsible for more advanced product and system knowledge such as Online Banking Services

Perform other duties as assigned

Knowledge, Skills & Abilities Required

Strong sales skills with the ability to provide an excellent customer experience by easily connecting with customers in-person and over the phone

Ability to meet personal and customer services expectations

Ability to maintain a high degree of confidentiality

Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements

Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities

Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills

Ability to remain adaptable to a variety of situations with an optimistic outlook that is aligned with our culture and Core Value

Ability to adapt and shift priorities, workflows and schedules due to customer demands

Intermediate level proficiency with Microsoft Word, Excel, Teams and Outlook

Education & Experience

Associate degree or equivalent combination of education and experience required

1+ years of retail banking and / or sales experience required

2+ years of customer service experience required

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.

The candidate selected for this position may be eligible for the following employment benefits : employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits.

Location : 1045 Executive Pkwy, St. Louis, Missouri 63141

Time Type : Full time

Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes' Best Midsized Employers, Forbes' Best Employers for Women, and Korn Ferry's Engaged Performance Award. You'll see the difference for yourself when you join the team.

Equal Opportunity Employer

Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he, she or they qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.