Credit AnalystRobert Half • Saint Louis, MO, US
Credit Analyst
Robert Half • Saint Louis, MO, US
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- serp_jobs.job_card.full_time
job_description.job_card.job_descriptionStrong interpersonal and customer service skills. Exceptional organizational skills with close attention to detail. Excellent analytical and problem-solving abilities. Ability to prioritize tasks and delegate when needed. Positive and professional attitude. Proficient in Microsoft Office Suite or related software tools. Bachelor’s degree in business administration, finance, or a related field, OR 3-5 years of relevant experience. Open to recent graduates with a degree in a related field.
Job Description
Job Description
Are you a detail-oriented finance professional with a passion for risk assessment and financial analysis? Our client is seeking a Credit Analyst to join their Credit and Collections team. In this critical role, you will assess creditworthiness, analyze complex financial data, and help shape the organization's lending strategies. Your expertise will play a key role in making informed credit decisions aligned with corporate goals.
Key Responsibilities :
- Evaluate the creditworthiness of clients to determine the level of risk associated with extending credit.
- Analyze financial statements, tax returns, and related financial data for clients.
- Conduct comparative analyses of clients based on liquidity, profitability, and overall creditworthiness.
- Establish repayment terms, including minimum and maximum amounts, based on customers’ income, payment history, and purchasing patterns.
- Address customer complaints and confirm transactions through effective consultation and problem-solving.
- Response to credit and audit requests.
- Participates in the development and execution of risk mitigation strategies
Qualifications :
Education Requirements :
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