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Senior Manager, Risk Analytics

Senior Manager, Risk Analytics

Credit One BankLas Vegas, NV, US
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Description

Position Summary

This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue-based products. In the role of Senior Risk Analytics Manager, the position will primarily be responsible for driving the Bank’s incremental growth through Multiple Account Acquisition strategies. This position will focus on evaluating, analyzing, and reporting on the program’s impact and performance. This will include managing and recommending the models that govern credit decisions and line assignments.

Summary of Essential Job Functions

  • Evaluate, analyze, and report the financial impact and performance of acquisition strategies
  • Lead analysis to evaluate the risk of the existing models, risk scores and new enhancements to the programs
  • Create, manage and read tests to the program that will improve performance while reducing risk
  • Report on the financial performance on all aspects of the program
  • Drive incremental growth through the development of new strategies
  • Present findings to upper management and make recommendations for improvements
  • Collaborate and partner across the business (Risk, Finance, Products, Marketing, Partnerships) to drive highly visible and impactful projects
  • Responsible for managing and mentoring analysts on the team
  • Perform other duties as assigned

Position Requirements

  • Bachelor’s degree in Economics, Finance, Business, Math, or related field
  • 5+ years of analytical experience in banking, finance, insurance, or gaming, 2+ years of managerial experience
  • 3+ years of advanced use of at least one of the following : Microsoft Access, SQL Server, Oracle, or SAS
  • Intellectual horsepower with problem solving and analytical skills
  • Must be proficient in data mining and financial modeling procedures
  • Know how to calculate financial metrics including ROA, PTI and Loss Forecasting
  • Self-starter, who can work independently with a high degree of organization on several projects at one time
  • Sufficient self-confidence and ability to propose new ideas / solutions
  • Ability to quickly assimilate and analyze large amounts of information
  • Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio)
  • Knowledge of financial analysis and profitability drivers
  • Preferred Skills and Experience

  • Advanced degree
  • Consumer credit card industry experience
  • Experience in direct mail markets and on-line acquisitions
  • Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodation can be made for those who require them, including access to job applications and workplace accommodation. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.

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