Overview
The Property Claims Adjuster is responsible for managing and resolving residential and commercial property claims. This role requires conducting comprehensive analyses and investigations, promptly following up with insured parties and claimants, evaluating policy contracts, and maintaining accurate claims files. You will also establish reserves, recognize recovery opportunities, and ensure compliance with statutory and regulatory fair claims practices, including identifying potential fraudulent claims.
Key Responsibilities
- Analyze Initial Reports : Promptly reach out to insured parties and claimants to initiate the claims process.
- Evaluate Contract Language : Effectively identify coverage issues by thoroughly reviewing policy contracts.
- Develop Claims Files : Create timely and accurate claims files for in-depth investigation and loss analysis.
- Maintain File Diary : Keep an active file diary to facilitate the efficient resolution of claims.
- Establish Reserves : Set and monitor accurate reserves for each claim.
- Identify Recovery Opportunities : Recognize and pursue applicable recovery options.
- Ensure Compliance : Adhere to all statutory and regulatory fair claims practices.
- Recognize Fraud : Identify and assess potential fraudulent claims.
- Manage Vendor Workflow : Oversee the workflow, outputs, and expenses associated with outside vendors.
- Negotiate Settlements : Critically evaluate claim facts and negotiate settlements successfully.
- Build Relationships : Sustain strong business relationships with both internal teams and external customers.
- Mentorship : Serve as a technical resource and mentor for less experienced adjusters on the team.
- Contribute to Team Goals : Actively engage in achieving team objectives and overall results.
- Support During Surge Events : Assist during workload surges and catastrophe operations, including potential overtime during designated events.
Qualifications
Experience & Education Requirements :
Minimum 1 year of professional work experience, ideally in residential and commercial property claims.Minimum 1 year of customer service experience in a corporate environment is required.Comprehensive understanding of insurance contracts, investigation techniques, legal requirements, and regulations.Ability to work collaboratively in teams and engage effectively with diverse individuals.Strong aptitude for evaluating, analyzing, and interpreting complex information.Desired Skills
Exceptional customer serviceProficient investigation techniquesStrong organizational skillsEffective time management and multitasking abilityExcellent verbal and written communicationNegotiation and reserving skillsInnovative thinking with a problem-solving mindsetLicensure Requirement
If you do not already have one, you will be required to obtain the applicable resident or designated home state adjuster\'s license and possibly additional state licensure.
Company Benefits Highlights
At Chubb, we foster a collaborative in-office environment with the flexibility to support our employees\' needs. Our comprehensive benefits package includes :
Competitive compensation and performance-based bonusesMedical, dental, and vision coverage starting on your first day of employmentGenerous paid time off (PTO)10 paid holidays each yearUp to 9% 401(k) contribution from ChubbTuition reimbursement to support your ongoing educationEmployee stock purchase planReady to Join Our Talent Pipeline?
If you are excited about the opportunity to help clients navigate property claims and are ready to enhance the claims experience at Chubb, we invite you to submit your resume and express your interest in future Property Claims Adjuster opportunities.
Why wait? Apply and join our talent pipeline today! We look forward to connecting with you!
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