Senior Credit Risk Analyst

Senior Credit Risk Analyst

Join our Customer Management Risk team at Zip, where we focus on ensuring the success and profitability of the portfolio. Our team leverages analytics to manage exposure and improve customer engagement. Simply put, we work to improve existing customer usage while minimizing losses.

As a Senior Risk Analyst, you'll spearhead initiatives that manage Credit and Fraud Risk with existing customers. Your role involves leveraging advanced analytics to drive actionable insights and develop go-to-market strategies. You'll monitor performance metrics, analyze and optimize strategies, and collaborate closely with stakeholders.

Interesting problems you'll get to solve :

• Spending power (line) increases for existing customers to drive incremental transaction volume
• Spending power (line) decrease strategy to mitigate losses
• Leveraging AI and predictive analytics to identify warning signs leading to credit default

What you'll bring to the team :

What you'll get in return :

The Pay Range for this position : $108,000 - $135,000 USD based on the industry benchmark for position, function, level and Zip's compensation strategies. However, actual base salary will depend on varying circumstances and individualized factors, such as job-related knowledge, skills, experience, and other objective business considerations.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and / or equity awards, in addition to a full range of medical, financial, and / or other benefits.

Be a part of a team that reflects the diversity of our customers. We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we're committed to ensuring our recruitment processes are accessible and inclusive. Please let us know if there are any adjustments that need to be made to ensure you have a fair and equitable experience.

Zip Co Limited (ASX : ZIP) is a digital financial services company, offering innovative, people-centred products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We're proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.