Sr Commercial Credit Analyst Qualifications :
POSITION SUMMARY : The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients.
They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.
PRIMARY RESPONSIBILITIES :
- Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
- Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
- Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
- Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
- Suggests a loan grade after conducting a thorough credit analysis and documentation review.
- Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
- Provides assigned reports.
- Performs annual review of loan relationships.
- Must have 2+ years experience in a bank as a Credit Analyst.
For additional information on this opportunity, please contact Brenda Hoek directly at 605.705.4795. Resumes may be confidentially sent to Brenda.hoekgogpac.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.
We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Commercial Credit Analyst
A company is looking for a Commercial Credit Analyst responsible for underwriting and monitoring the Commercial Loan Portfolio. ...
Sr Commercial Credit Analyst
The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. Sr Commercial Credit Analyst Qualifications:. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modi...
Sr. Commercial Credit Analyst – Up to $80K – – Job # 1557
The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures; maintaining records and files on all credit transactions, including correspondence and documents. Commercial Credit Analyst role located in the Trenton, NJ marke...
Sr Commercial Credit Analyst
The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. Sr Commercial Credit Analyst Qualifications:. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modi...
Sr. Analyst, US Commercial Finance
Reporting directly to the Head of US Commercial Finance, you will collaborate closely across the US Commercial team to achieve financial objectives by managing related expenditures, optimizing internal processes, driving digital projects, and ensuring accurate data collection. Join the Moderna team ...
Financial Analyst
Assist in providing regular updates of key corporate valuation metrics including performing financial analysis to determine present and future financial performance. Key responsibilities will include evaluation of potential transactions, financial modeling, PowerPoint presentations to senior managem...
Business Analyst - Aviation MRO IT Consultant
Clients draw upon our deep industry expertise, program and change management capabilities, and analytical objectivity to help improve business productivity, drive technology-enabled business transformation and increase shareholder value. We provide a number of Business/IT Consulting Services includi...
Senior Mortgage Loan Officer
A company is looking for a Senior Loan Officer to join their team as a Retail/Hybrid Mortgage Loan Originator. ...
Business Analyst (Financial Data Analyst)
Somfy is seeking a talented Business Analyst. Creating a detailed business analysis, outlining problems, opportunities and solutions for a business. Partner with Business Finance teams to allocate operating expenses to appropriate businesses monthly and for planning cycles. The successful candidate ...
Credit Analyst
We're seeking a seasoned Credit Analyst with a minimum of four years in the field, who has undergone robust credit training. In addition, the role involves supporting loan officers and less experienced credit analysts with drafting loan proposals for approval. Supervising the credit function lik...