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Senior Loan Officer

First Federal Bank
Charlotte, NC, USA
Full-time

Essential Functions

  • Interviews residential mortgage loan applicants.
  • Requests specified information for loan application.
  • Notifies applicant of loan decision.
  • Corresponds with customers, applicants or creditors to resolve questions regarding application information.
  • Recommends and outlines terms of loan.
  • Informs prospective borrowers of loan commitments.
  • Reviews developing laws and regulations as they apply to installment loan security agreements.
  • Assists collection officer with delinquent account files for the financial institution.
  • Responsible for quality loan growth.
  • Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
  • Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications

  • High school diploma or equivalent required. 4-year degree preferred, but not required.
  • Minimum 6 years' experience originating mortgage loans.
  • Strong understanding and knowledge of financial institution and products and services.
  • Excellent cross- selling, organizational, and communication skills.
  • Able to communicate effectively with borrowers, builders and realtors.
  • Ability to deal with time constraints and strong attention to detail.
  • Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

E - Verify Employer

30+ days ago
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