Commercial Portfolio Manager Team Lead (Healthcare)

Responsibilities

Underwrite, Analyze and Close Loans : Working with the relationship manager, take a lead role in the structuring, underwriting and analysis ofmercial loan requests.

Prepare credit approval packages, present rmendations to the credit team / senior management, and closeplexmercial loans.

Portfolio Management : Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenantpliance and borrowing bases, including the preparation of annual (or more frequent) reviews.

In addition, responsible for managing delinquencies and collateral exceptions.

Team Management : Oversee team's workload and review their work product to ensure quality work. Be proactive in talent management.

Conduct performance assessments. Mentor, train and develop team members.

• Relationship Management : Highly visible role in managing the client relationship along with the deal team.
• Maintaining Knowledge : Knowledgeable about the variousmercial products available to clients as well as general market / industry trends

Job Requirements :

• Bachelors Degree -Business, Finance or related field required
• High School Diploma, GED or Foreign Equivalent is required
• 12+ years of experience
• Handles transactions / relationships / portfolio with the highest level ofplexity Experience working with less experienced team members to mentor and develop them, sharing expertise and insights
• A high level of oral and written interpersonal skills are necessary to rmend loan transactions to bank senior management
• Excellent leadership andmunication skills enabling smooth and efficient loan closings as well as daily portfolio management and team management
• Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
• Demonstrated knowledge of financial statement analysis
• Excellent interpersonal and verbal and writtenmunication skills
• Excels in a team environment
• Ability to effectively interact with all levels of leadership and employees within the organization
• Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges
• Familiarity with nCino, Credit Lens, AFS is a plus
• Credit Analysis or Loan Review experience, preferably in the banking industry
• Adhere to all regulatory andpliance issues linked to the job and the team and understand how these issues help the bank achieve the vision of remaining an independent bank.

Staff member is expected to consistently adhere to regulatory andpliance policies and standards linked to their job as listed.

Staff member will not repeatedly act in a manner signifying intentional or willful nopliance, nor exhibit gross negligence or a general disregard forpliance and regulatory standards.

Staff member must ensurepliance with applicable federal, state and local laws and regulations. Staff member mustplete all requiredpliance training on a timely basis.

Staff member will maintain knowledge of and adhere to Flagstar's internalpliance policies and procedures. Staff member must take responsibility to keep up to date with changing regulations and policies

Job ID 15638