Technical Underwriting Consultant

The Opportunity

The Life Underwriting and UW Governance Technical Underwriting Consultant will support the Office of the Corporate Chief Underwriter (OCCU) within the Expense, Analytics & Governance organization by demonstrating accountability, agility, a dedication to being inclusive, a strong business acumen, and will show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo.

We also value strong communication skills, a passion for learning, leadership traits, resilience, and self-awareness. We are Underwriting Governance, established in the MassMutual Operations Expense, Analytics & Governance organization.

The Team

This is a remote position so candidates must be comfortable working from home. Candidates must be self-motivated and disciplined and be comfortable working independently.

Must be able to communicate and maintain working relationships via email, phone and chat.

The Impact :

• Demonstrate and continue to develop strong business acumen.
• Demonstrate a strong understanding of our underwriting policies, guidelines, practices and procedures and a willingness to champion changes to improve processes while maintaining mortality expectations.
• Provide recommendations around new tools and methodologies for risk selection.
• Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes.
• Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations.
• Think critically and problem solve using data to drive toward resolution.
• Interpret large sets of data and effectively communicate data trends.
• Consult with stakeholders on core issues and watch list items
• Openly share knowledge, information, and feedback, collaborating to identify solutions and supporting team success.
• Lean into new challenges as they arise. Be comfortable with ambiguity.
• Handle projects with a sense of urgency based on business prioritization.
• Distill information into concise summaries and tools for diverse internal audiences.

Minimum Qualifications :

• HS diploma or GED
• 8+ years of relevant work experience in Life Insurance Underwriting
• Minimum $5+ million life approval limit without second signature

Preferred Qualifications

• Bachelor’s Degree
• Industry designations / education (FALU, FLMI, CLU) preferred
• 10+ years Mastery level knowledge of individual life insurance practices, underwriting standards and operations
• Confident communicator with strong written and verbal communication skills
• Be able to think strategically and influence others.
• Ability to partner with key constituents to support strategic and tactical development.
• A demonstrated track record of consistently meeting and / or exceeding performance expectations.
• Entrepreneur mindset you drive your business forward with latitude for independent decision making.
• Proficient with Microsoft Office Suite and data visualization tools (e.g. Tableau).

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Underwriting Quality team
• Focused one-on-one meetings with your manager
• Access to mentorship opportunities
• Networking opportunities including access to Asian, Hispanic / Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

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Salary Range :

$110,400.00-$144,900.00

At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees.

Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.