Digital Fraud Strategy Analyst

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time.

Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank.

We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs.

When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers.

At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement.

Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education.

Learn more about our and how you can bring it to life as an Ameris Bank teammate.

The Fraud Strategy Analyst is responsible for developing and performing data analysis to support the detection and prevention fraud strategies for the assigned area of focus.

The role will also be responsible for managing the setup, configurations, and testing of the tools used by the Fraud Department.

Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities :

• Performs data analysis to determine fraud trends.
• Use data analysis to propose policy or procedure changes to management.
• Develop reports of fraud data and trends for management.
• Maintain fraud systems by keeping rules and configurations up to date.
• Test new rules and configurations in fraud system and measures impact of change.
• Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity.
• Understand complex issues, customer risks, and financial risks associated with fraudulent activity, financial crimes or other legal and reputational risks.
• Monitor, analyze, and prevent fraud through the online banking channel, including online account opening and money movement (Zelle, FedNow, wire, ACH, etc.), if applicable.
• Stay current with fraud trends, patterns, and typologies as well as laws and regulations.

Required Knowledge, Skills and Competencies :

• Strong data analytics and extraction skills.
• SQL skills preferred.
• Expert Excel skills.
• Working knowledge of several fraud systems.
• Excellent verbal and written communication skills.
• Excellent analytical, problem solving and organizational skills.
• Detailed oriented and strong prioritization skills.
• Ability to be a self-starter.

Industry and Work Experience :

• Minimum 2 years of analytics experience required.
• Minimum 1 year of direct fraud experience required.

Academic :

• Bachelor’s degree in statistics, math, or other analytical field or 5 years of direct fraud and analytics experience required.
• Master's degree preferred.
• CFE or CAMS certification preferred.

Benefits Available to Employees :

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer / Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups

Banking Advantages for Employees :

In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Disclaimer :

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.