Principal - Data Scientist - Credit Card Quantitative Modeling

The Opportunity

This role will join the Data Science team within the Ally Card business. This team is responsible for building and maintaining the statistical models that support strategy decisions across the business.

This is an opportunity to join a highly talented and driven team working on solutions to core business problems using cutting-edge analytics.

In particular, this individual will play a key role in building and applying models, tools, and analyses in support of the key objectives for our credit card business.

Ally work locations for this role are Wilmington DE, Lewisville TX, or Charlotte NC. Hybrid schedule with 3 days in office and 2 from home.

The Work Itself

• Responsible for building and maintaining predictive models for Credit Risk, Direct Mail Response and Account-level Valuations.
• End-to-end ownership of the model development process : business problem understanding, conceptual model design, data exploration, model build and validation, technical documentation, implementation, business user training and support.
• Manage a rigorous Model Monitoring framework to ensure models are performing optimally for the business and are refreshed at an appropriate cadence.
• Provide statistical expertise to support the design of experiments that will enable the business to refine Product, Marketing and Credit strategies.

The Skills You Bring

• 2+ years of credit modeling / data analytics experience
• Advanced Degree (Masters / PhD) in quantitative / statistical fields such as Statistics, Mathematics, Physics, Chemistry, Biology, Econometrics, or Engineering
• High degree of expertise with Python / SAS, SQL and other data analysis tools.
• Detail-oriented, the candidate must be extremely comfortable with working hands-on with large analytical datasets to perform complex data analysis and extract business insights.
• Demonstrated ability to learn rapidly and solve problems dynamically.
• Self-starter; comfortable with ambiguity and open-ended problems.
• Excellent verbal, written, and interpersonal communication skills.
• High degree of initiative with a strong drive for results

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.

Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including :

• Time Away : 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
• Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being : flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family : adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult / elder care days and childcare discounts.
• Work-Life Integration : other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations : depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and / or equity.
30+ days ago