Compliance Manager - Lending & Finance

1307 Walt Whitman (22600), United States of America, Melville, New YorkCompliance Manager - Lending & Finance

Corporate Compliance is seeking a Compliance Advisor Manager to perform a key risk management role in the second line of defense advising Capital One’s Commercial lending businesses on applicable laws and regulations.

The Commercial lending lines of business include Corporate Banking and Commercial Real Estate / Agency Financing and are responsible for providing banking services to business clients.

Corporate Banking includes Middle Market Banking, Financial Institutions Group, Healthcare and Technology, Media, Telecom, Municipal Banking, and Energy.

Commercial Real Estate provides balance sheet lending in addition to agency lending from Fannie Mae, Freddie Mac, and FHA.

The Compliance Advisor Manager will support the businesses' compliance with applicable laws and regulations as they relate to the sales, underwriting, and portfolio management processes.

In addition, as needs arise, the Compliance Advisor Manager will assist in the advisory of the Finance corporate function, which is responsible for executing overall financial management of Capital One and includes Corporate Treasury.

While working within the Compliance Management Program framework, the Compliance Advisor Manager is responsible for identifying, assessing, and providing expert advice on regulatory risk, and working with the lines of business and partners to mitigate compliance risk.

The successful candidate will be an analytical thinker, self-starting, with strong communication, influencing, relationship building, and problem solving skills.

The Compliance Advisor Manager will use these skills to drive actions that sustain business objectives and processes in a well-managed and compliant way.

Responsibilities include but are not limited to :

Serving as a credible advisor and partner representing the Compliance organization to the businesses, Risk Offices, and other independent risk functions

Developing and maintaining strong relationships with business leadership, Legal, Risk Office, and other stakeholders and coordinating with teams to accomplish shared objectives

Advising on business regulatory requirements including securities law (e.g, Reg AB), banking regulations (e.g., Reg W, Reg K), GSE requirements and state laws and maintaining subject matter expertise of applicable laws and regulations

Anticipating, identifying, and escalating compliance risk scenarios early and proposing potential mitigating solutions

Providing effective challenge and guidance on compliance risks and supporting the businesses through various interactions and forums including new initiatives

Providing guidance and influencing adjustments to business policies, standards, and procedures to mitigate compliance risk

Leading and reviewing compliance training, as appropriate

Providing guidance on controls over regulatory requirements and line of business monitoring of those controls

Assessing operational breakdowns for compliance risk and providing guidance on remediation / recovery plans

Assessing and advising on changes in law and regulations

Facilitating the engagement between businesses and horizontal Compliance partners in AML, Privacy, and Fair & Responsible Banking

Reviewing customer complaints and providing guidance on remediation

Advising and dispositioning findings identified by compliance testing

Supporting manager on regulatory exams and / or internal audits, as necessary

Maintaining expert understanding of compliance management program

Basic Qualifications :

Bachelor’s Degree or military experience

At least 3 years of experience in compliance, legal, or audit supporting commercial businesses

Preferred Qualifications :

Master’s Degree or Juris Doctor

4+ years of experience in compliance, legal, or audit supporting commercial businesses

Familiarity with and the ability to develop a thorough working knowledge of banking and securities laws and regulations (Reg AB, GSE requirements, state banking laws, Regulation W, Regulation K, securities laws)

Ability to research, read and interpret regulations, and advise the business

Ability to communicate, collaborate and manage relationships with internal and external stakeholders at various levels in a matrix organization

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting.

Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York City (Hybrid On-Site) : $147,800 - $168,700 for Compliance Advisor Manager