Senior Product Analyst (US) - Consumer Deposits

Work Location :

Make your application after reading the following skill and qualification requirements for this position.

Cherry Hill, New Jersey

Hours : 40

Pay Details : $68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions.

The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs.

Line Of Business : Gestion des produits

Job Description :

The Senior Product Analyst supporting Consumer Deposits contributes to the business strategy by supporting tactics for product development and to acquire / retain business for their specific product group.

The Senior Product Analyst offers advice, recommendations, solutions, and consulting at a broad functional level across product management accountabilities based on reporting and analysis.

This is a hybrid position. Candidate will work 2-3 days per week in the office at the following location :

1701 Route 70 E, Cherry Hill, NJ

Depth & Scope :

• Expert level professional role requiring in-depth knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas.
• Provides first level strategic input and advice for activities in other business / functional areas, and guidance and advice to others on area of expertise.
• Acts as Subject Matter Expert for product-related inquiries and to review / recommend product details for customer collateral, including internal and external sources.
• Integrates the broader organizational context into advice and solutions within own area.
• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders.
• Uses advanced methods to contribute to new solutions and recommends standards against which others will operate.
• Works within broad guidelines / policies and independently performs tasks from end to end.
• Key resource in delivering day-to-day projects and initiatives.
• Maintains up to date awareness of regulatory, competitive and industry landscape to obtain market insights; Assesses where gaps exist, supports the implementation of solutions which meet or exceed customer expectations.
• Provides input to Product Managers through conducting forecasting and modelling activities to support the planning process.
• Supports the development, implementation and understanding of training material, procedures for new products and / or processes.
• Develops and maintains customer and employee-facing documentation and communication materials in conjunction with key partners.
• Conducts impact assessments when changes affecting our products are proposed.
• Acts as an escalation point for customer, process or operational issues, and further escalates as required to management.
• Liaises with various partners and stakeholders in the resolution of issues.
• Recommends and champions strategies to enhance the customer experience.
• Recommends solutions to improve the product, pricing, service, and / or process.
• Interacts with vendors and other external parties for business function management.
• Liaises with various partners to understand front-line trends identifying opportunities to improve the customer and employee experience.
• Adheres to enterprise frameworks or methodologies that relate to activities for own business area.
• Understands and contributes to the achievement of the business strategy, goals and objectives.
• Supports the Product Manager or Senior Product Manager with product profitability analysis, market trends, pricing, distribution support, policy analytics, and the creation of business cases.
• Compiles and analyzes key performance statistics when required.
• Conducts ongoing industry and competitive analysis to obtain market insights.
• Adheres to internal policies / procedures and applicable regulatory guidelines.
• Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques.
• Assists with new projects and provides input into the review of business requirements, including supporting technology initiatives.
• Ensures all products are in compliance and meet all regulatory requirements.
• Is knowledgeable of and complies with Bank and Industry Codes of Conduct.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Education & Experience :

• Undergraduate degree or product management certificate and / or
• 5+ years of relevant experience (channel / distribution, finance, control partners, technology).
• Proficient knowledge of and ability to conduct product research, product analysis and development, forecasting, pricing, competitive intelligence.
• Ability to communicate effectively in both oral and written form.
• Ability to work collaboratively and build relationships.
• Ability to work successfully as a member of a team and independently.
• Ability to exercise sound judgement in making decisions.
• Ability to analyze, organize and prioritize work while meeting multiple deadlines.
• Skill in using analytical software tools, data analysis methods and reporting techniques.
• Skill in using computer applications including MS Office.
• Ability to handle confidential information with discretion.

Preferred Qualifications :

Skill in Data Analytics highly preferred.

Employee / Team Accountabilities :

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork.
• Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit.
• Participates in personal performance management and development activities, including cross training within own team.
• Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities.
• Acts as a brand champion for your business area / function and the bank, both internally and / or externally.

Physical Requirements :

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting / Carrying (under 25 lbs.) Occasional
• Lifting / Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading, writing and comprehending instructions Continuous
• Adding, subtracting, multiplying and dividing Continuous.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.

They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are :

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores.

Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.

Our Total Rewards Package :

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.

Total Rewards at TD includes base salary and variable compensation / incentive awards and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition.

Additional Information :

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development :

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding :

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process :

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation :

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected].

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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