Talent.com
Associate Credit Analyst - Merchant Acquiring
Associate Credit Analyst - Merchant AcquiringVisa • Lehi, UT, United States
Associate Credit Analyst - Merchant Acquiring

Associate Credit Analyst - Merchant Acquiring

Visa • Lehi, UT, United States
job_description.job_card.variable_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

The Associate Credit Analyst will be an integral part of our Merchant Acquiring Group and will be responsible for underwriting merchant applications for our growing Authorize.net merchant base.

Specific Responsibilities will include :

  • Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is appropriately mitigated.
  • Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs.
  • Underwrite merchants for both our Enterprise and Small Business platforms.
  • Team with Sales and Acquiring Partners in order to provide a seamless experience to prospective merchants.
  • Perform periodic reviews of existing merchants in an effort to manage overall risk.
  • Work with Sales and Account Management on quantitative and qualitative understanding of merchant's acceptance costs and processing effectiveness.
  • Take an active role within Authorize.net to identify and recommend for approval process / policy changes to make the group more effective.
  • Contribute, as needed, to ongoing projects for the Merchant Acquiring team.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

  • Minimum of 6 months of work experience or a Bachelor's Degree
  • Preferred Qualifications

  • 2 or more years of work experience
  • 3-5 years experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus.
  • Signing authority over risk exposure commiserate with job level and product offering.
  • Experience with financial analysis, including the ability to review and understand financial statements of both small- and large-sized companies which encompasses financial modeling and calculation of key ratios.
  • Excellent quantitative and Excel skills
  • Strong written and verbal communication skills.
  • Additional Information

    Work Hours : Varies upon the needs of the department.

    Travel Requirements : This position requires travel5-10% of the time.

    Mental / Physical Requirements : This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

    Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

    Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

    U.S. APPLICANTS ONLY : The estimated salary range for a new hire into this position is 62,700.00 to 88,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA / HSA, Life Insurance, Paid Time Off, and Wellness Program.

    serp_jobs.job_alerts.create_a_job

    Credit Analyst • Lehi, UT, United States

    Job_description.internal_linking.related_jobs
    Credit Risk and Analysis | Associate | Salt Lake City

    Credit Risk and Analysis | Associate | Salt Lake City

    Goldman Sachs • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    Credit risk & analysis is the set of skills by which one calculates the creditworthiness of a business or organization and is typically used by investing, financing, and capital market professional...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Senior Credit Examiner - Midvale, Phoenix, Houston

    Senior Credit Examiner - Midvale, Phoenix, Houston

    Zions Bank • Midvale, UT, US
    serp_jobs.job_card.full_time
    Zions Bancorporation is a premier financial services company operating as a collection of great banks under local brands and management teams in high-growth western markets.Zions is regularly recog...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Credit Analyst

    Credit Analyst

    TradeJobsWorkForce • 84045 Saratoga Springs, UT, US
    serp_jobs.job_card.full_time
    Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Risk, Credit Risk, Global Markets, Associate, Salt Lake City

    Risk, Credit Risk, Global Markets, Associate, Salt Lake City

    Goldman Sachs • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterpar...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Wealth Advisor - America First Credit Union

    Wealth Advisor - America First Credit Union

    LPL Financial • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    LPL Financial collaborates with credit unions to provide a comprehensive suite of financial services tailored to their clients' needs. This exciting opportunity at America First Credit Union invites...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Risk, Credit Risk, Associate, Salt Lake City

    Risk, Credit Risk, Associate, Salt Lake City

    Goldman Sachs • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, moni...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Associate, Payment Integrity

    Associate, Payment Integrity

    Oscar Health • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    We're hiring an Associate to join our Payment Integrity team.Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members.We star...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Home Improvement Financing Senior Collections Representative

    Home Improvement Financing Senior Collections Representative

    Regions Financial • Provo, UT, US
    serp_jobs.job_card.full_time
    Thank you for your interest in a career at Regions.At Regions, we believe associates deserve more than just a job.We believe in offering performance-driven individuals a place where they can build ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Risk, Credit Risk - Global Markets, Analyst - Salt Lake City

    Risk, Credit Risk - Global Markets, Analyst - Salt Lake City

    Goldman Sachs • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterpar...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Housing Credit Analyst

    Housing Credit Analyst

    Utah Housing Corporation • West Valley City, UT, USA
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    UHC), based in West Valley City, Utah, is seeking a detail-oriented and analytical professional for the role of.Multifamily Finance and Development Department. In this role, you will support the adm...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days
    Collections Specialist

    Collections Specialist

    OneMain Financial • WEST VALLEY CITY, UT, US
    serp_jobs.job_card.full_time +1
    At OneMain, Collections Specialists are committed to working with our customers in a collaborative manner.They provide consultative solutions for repayment of loans, improving the customer’s financ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Remote Equity / Option Trader

    Remote Equity / Option Trader

    Maverick Trading • Provo, UT, USA
    serp_jobs.filters.remote
    serp_jobs.job_card.part_time
    Remote Options Trading Job at Maverick Trading.Maverick Trading, a 26-year old Entry Level Equity firm is looking to hire experienced and entry-level equity and equity and option traders.We are a g...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Online Survey Taker. Earn up to $25 per survey. - Remote

    Online Survey Taker. Earn up to $25 per survey. - Remote

    Earn Haus • Genola, Utah, US
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are urgently looking for people interested in taking online surveys for Fortune 500 brands.If you are a self-starter, looking for flexible hours throughout the week, this may be for you! Earn up...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Digital Banking Fraud Analyst (in-office) - UT, CA, AZ, and NV

    Digital Banking Fraud Analyst (in-office) - UT, CA, AZ, and NV

    Zions Bank • Midvale, UT, US
    serp_jobs.job_card.full_time
    Zions Bancorporation is transforming what it means to work for a financial institution.We operate in a fast-paced, information-driven environment, which means we need people who bring diverse exper...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Lot Associate

    Lot Associate

    Home Depot (Retail) • Tooele, UT, US
    serp_jobs.job_card.full_time
    Lot Associates assist customers with the loading of their vehicles and also monitor and maintain the entrance of the store. Lot Associates also are responsible for maintaining a sufficient quantity ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Consumer Defense / Bankruptcy Attorney

    Consumer Defense / Bankruptcy Attorney

    Arizona Consumer Law Group • Provo, UT, US
    serp_jobs.job_card.full_time
    Be among the first 25 applicants.Get AI-powered advice on this job and more exclusive features.Direct message the job poster from Arizona Consumer Law Group. Finance / BYU / Arizona Consumer Law Gro...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Associate Credit Analyst Merchant Acquiring

    Associate Credit Analyst Merchant Acquiring

    Visa • Lehi, UT, US
    serp_jobs.job_card.full_time
    Associate Credit Analyst Merchant Acquiring.Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial in...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Loss Mitigation Specialist

    Loss Mitigation Specialist

    OneMain Financial • WEST VALLEY CITY, UT, US
    serp_jobs.job_card.full_time
    Loss Mitigation Specialist / Late Stage Collector,.Restructure loans for maximum likelihood of repayment while meeting all policy, government, and regulatory guidelines. Locate customers using skip tr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Lead Credit Strategy Manager

    Lead Credit Strategy Manager

    Varo Bank • Salt Lake City, UT, US
    serp_jobs.job_card.full_time
    Varo Bank, the first all-digital national bank, is seeking a creative and data-driven Lead Credit Strategy Manager to lead the development and launch of our next generation of consumer lending prod...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Part Time Associate Banker Salt Lake South (30 hours)

    Part Time Associate Banker Salt Lake South (30 hours)

    JPMorgan Chase • Lehi, UT, US
    serp_jobs.job_card.part_time
    serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted