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Home Improvement Financing Senior Collections Representative

Home Improvement Financing Senior Collections Representative

Regions FinancialProvo, UT, US
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Job Posting

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Home Improvement Financing Senior Collections Representative is responsible for the daily collection process, which includes communications with customers at all levels of delinquency. This position handles complex issues and serves as a resource to associates with less experience.

Regions Home Improvement Financing, a division of Regions Bank, engages in strategic partnerships with home-improvement manufacturers, distributors, franchisors, trade groups, and independent contractors to provide Point-of-Sale financing capabilities. This enables these partners to provide homeowners with an additional option to pay for various improvements to their homes, benefitting both the contractor partner and the homeowner.

Primary Responsibilities

  • Contacts customers by phone or other methods to resolve delinquent status of accounts
  • Answers complex customer questions
  • Consults customers to available payment options
  • Documents outcomes and actions taken
  • Assists in the development of written procedures
  • Serves as a resource to associates with less experience
  • May provide guidance on complex or escalated issues

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This position is incentive eligible

Requirements

  • High School Diploma or GED
  • Three (3) years of collections or related experience
  • Preferences

  • Bachelor's degree in accounting, finance, or related field
  • Skills and Competencies

  • Ability to multi-task and meet deadlines
  • Ability to work on a team
  • Good Microsoft Office Suite skills
  • Excellent customer service and collections skills
  • Good verbal and written communication skills
  • Working knowledge of collections software
  • Full time

    Compensation Details

    Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

    The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

    Job Range Target : Minimum :

    Median :

    Incentive Pay Plans :

    This role is eligible to participate in a formulaic incentive plan. Employees have the potential to earn incentives based on performance against defined metrics and goals.

    Benefits Information

    Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

  • Paid Vacation / Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program
  • Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

    Location Details

    Enerbank Provo

    Location : Provo, Utah

    Equal Opportunity Employer / including Disabled / Veterans

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    Collection Representative • Provo, UT, US

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