Responsibilities
- Middle Market Bankingmercial lending oversight Adjudicates credit applications and transactions within assigned credit limits in a timely manner.
- Ensures that all information is credible, accurate,plete, and relevant, including analysis and evaluation of the technical aspects (, financial analysis, credit terms, structure, and collateral).
- Provides decisions and approvals on adjudicated credit transactions andmunicate effectively with the Middle Market banking team to ensure rationale and decision is clearly understood.
- Quality Control - Responsible for overall performance, processes, and regulatorypliance across teams.
- Develops and monitors performance metrics,municating results as necessary to senior leadership, and implements methods to improve performance.
- Maintains current knowledge of developments in the banking industry to keep staff informed of applicable practices and regulations.
- Monitors significant trends to determine if policy or strategic changes need to be made and implemented.
- Relationship Development - Develops and maintains strong relationships with Bank senior leadership, peers, regulators, and lenders.
- Works closely with team to develop behaviors that improve service and business decisions.
- Guides on creating strong lending relationships and methods that improve the customer experience.
- Builds and maintains a network of peer financial institutions to share best practices and successes.
Qualifications
Required Bachelor's Degree and 6 years of experience inmercial Credit OR High School Diploma or GED and 10 years of experience inmercial Credit Skill(s) : Knowledge ofmercial credit review requirements and regulations, Understanding of financial and accounting principles and concepts Preferred
- Bachelor's Degree and 10 or more years ofmercial Credit Experience within Middle Market Banking
- Knowledge ofmercial credit review requirements and regulations
- Understanding of financial and accounting principles and concepts
If hired in New York, the base pay for this position is generally between $115,396 and $200,001. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law.
For some roles, totalpensation may also include variable incentives, bonuses, benefits, and / or other awards as outlined in the offer of employment.
First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered aprehensive benefits program, with customized offerings, including those designed to support families, however defined.
More information regarding our benefits offerings can be found here : / / jobs.firstcitizens / benefits Job ID 23341
Commercial Credit Underwriter II - Middle Market Financial Sponsors Group
The Middle Market Financial Sponsors (MMFSG) Credit team is seeking an Underwriter II. Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions. The team focuses exclusively on financings for Middle Market companies that are owned by private e...
Senior Cash Management Sales Officer
Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range o...
Senior Director, Late-stage Clinical Development | MD Leadership | Successful Commercial Hematology/Oncology Biotech | Great Culture | REMOTE/HYBRID role
Senior Director, Late-stage Clinical Development | MD Leadership | Successful Commercial Hematology/Oncology Biotech | Great Culture | REMOTE/HYBRID role. Remote / Hybrid (position could be remote with minimal in office presence). Cornerstone Search Group is working exclusively with an attractive, c...
Senior Credit Banking Analyst
Banking industry or equivalent performing Financial/Economic/Credit Analysis and report preparation including application of CAMELS framework for assessing credit risk. Internal: Regular interaction with Capital Markets Group, Investment Portfolio Management, Bank Operations Representatives, Financi...
Commercial Middle Market P&C Underwriter
Evaluate and assess risk exposures ofmercial middle market clients. Stay updated on industry trends, market conditions, and regulatory changes that may impact underwriting decisions. ...
GIS Product Support Specialist I - DATAMARK (Remote, East Coast)
The position is remote, but the employee is required to be located in Eastern Standard Time Zone. The DATAMARK practice consists of a skilled group of subject matter experts whose mission is to provide the necessary education, fact-finding, and solutions to solve complex problems in the public safet...
Senior Associate, Workout Officer (CRE/Multifamily Housing) (100% Remote)
Performs financial analysis on the commercial real estate collateral and related parties, reviews market conditions, and identifies the relevant risks that are appropriately mitigated. Perform financial analysis, Commercial Real Estate appraisal analysis, understanding of market dynamics and ensurin...
Sr. Relationship Manager (Employee Stock Ownership Plan) - Middle Market East Region
Cover assigned Global Commercial Banking and GWIM Markets. Work in partnership with Global Commercial Banking and GWIM partners on all aspects, strategies, and credit & finance considerations related to leveraged ESOP’s. As member of Bank of America’s ESOP Finance & Advisory’s national practice, thi...
Global Banking & Markets - Macro Credit, Sales Strats -New York-Associate
Macro credit strategy – focus on top-down views and ideas expressed through credit derivative products. We assist traders, sales and clients on their risk, marketing and investment decisions. The team is an essential component of the credit business, strengthening and increasing the relationship bet...
Sr. Merchant Sales Officer- Global Commercial Banking - Healthcare - Mid Atlantic Region - MD, DC, VA
Consultative sales experience with Business Banking, Large Corporate, and/or Commercial Banking clients. The Sr MSO proactively identifies opportunities to grow net new business to the firm, provides high level advisory to deepen relationships with existing clients by working closely with Global Com...