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Mortgage Closer

Mortgage Closer

First State Bank of St. CharlesLeawood, KS, US
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Job Description

Job Description

First State Bank is seeking a Mortgage Closer onsite at our Overland Park location. If you have closing experience then you may be a great fit!

40 hours per week.

Full Time benefits will apply, including; medical, dental and vision insurance, paid time off, 401k, ESOP and more!

Duties and Responsibilities :

The Mortgage Closer will perform all duties required of a Mortgage Closer by following policies and procedures set forth by First State Bank, including, but not limited to :

  • Accurate and complete closing and funding of mortgage loans.

Loan types include conventional, government, home equity, MHDC, USDA and portfolio.

  • Receives file from Mortgage Loan Specialist, reviews it to make sure necessary documents are in the file for closing and reviews the loan origination system for data integrity.
  • Maintains an open line of communication with Loan Officer’s and title companies.
  • Prepares loan figures and sends to Title Company.
  • Once the CD is returned and entered into the system, the final CD is then sent to the Loan Officer’s for approval.
  • Prepares mortgage closing documents needing to be executed by the borrower in order to close the loan.
  • Ensures all loans are closed in a timely manner and that documentation is true and accurate.
  • Obtains required documentation set forth by the Underwriting department to satisfy conditions for closing that were part of the approval process.
  • Exchanges funding documents with Title Company once the file is closed and all necessary signed documents are completed.
  • Balances the file in preparation for disbursement of all checks and / or wires
  • Prepares the loan file for recording.
  • Ensures all documents needed for the investor are in the closing file and turned over to the Post-Closing department, Assists the Post Closing department in obtaining any additional documents needed by the investor after closing.
  • Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position.
  • Qualifications :

  • High school diploma or general education degree (GED) required.
  • One to two years related experience and / or training required.
  • For more information about First State Bank, please visit our Career’s Page on our company website https : / / fsbfinancial.com / careers / .

    As a condition of employment, all new hires will be required to complete a background check and drug testing.

    First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

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    Closer • Leawood, KS, US

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