Underwriter | Contract Binding

IAT Insurance Group has an opportunity for an Underwriter to join our Contract Binding team to achieve profitable growth within the company's risk profile while maintaining an acceptable loss ratio with our delegated authority wholesale agents.

The title of the role offered will reflect the selected candidate's experience and knowledge. We will consider candidates with significantly more or less experience.

The ideal candidate will have at least two years of experience as a commercial P&C underwriter managing (growing) a book of at least $5-10 million in written premium.

Excess and Surplus Lines experience is highly preferred.

The role will work a hybrid schedule from an IAT’s office in :

• Scottsdale, AZ
• Cheshire, CT
• Alpharetta, GA
• Jersey City or Newark, NJ
• Naperville or Rolling Meadows, IL
• Norristown, PA
• Richmond, VA
• Sarasota, FL

Other locations will be considered for highly qualified candidates. Occasional travel may be required. This role will require working from an IAT office Monday through Wednesday with the option of working remotely on Thursday and Friday.

Responsibilities :

• Evaluates information to determine risk acceptability in accordance with company guidelines.
• Makes appropriate decisions based on the evaluation of underwriting information.
• Prices risks per company standards.
• Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes.
• Builds effective working relationships with assigned agency personnel as well as internal company staff.
• Drives acceptable levels of new business opportunities through effective marketing to assigned agents.
• Participates in quarterly stewardship meetings with key agents.
• Performs other duties as assigned.

Qualifications : Must Have :

Must Have :

• Bachelor’s Degree and 2 years of relevant commercial Property and Casualty underwriting experience or equivalent.
• Equivalent to a degree and two years is no degree and at least six years’ experience as a P&C Underwriter.
• Must have the ability to react and respond quickly and professionally.
• Must provide creative, analytical, and innovative thinking to inure to productive problem-solving.
• Must have excellent written and verbal communication skills.
• To qualify, all applicants must be authorized to work in the United States and must not require now, or in the future, VISA sponsorship for employment purposes.

Preferred to Have :

Excess and Surplus Lines experience is highly preferred

Our Culture :

IAT is the largest private, family-owned property and casualty insurer in the InsuranceAnswersTogether is how we define IAT, in letter and in spirit.

We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward driving innovation, stable partnerships and growth.

That’s why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like :

• 26 PTO Days (Entry Level) + 12 Company Holidays 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

We maintain a drug-free workplace and participate in E-Verify.

Compensation :

Please note, that the annual gross salary range associated with this posting is ($58,000 $108,00). This range represents the anticipated low and high end of the base salary for this position.

Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role.

IAT offers a total compensation package. Total Compensation includes a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

IAT Recruiter : Steve Morley Senior Recruiter