Credit Manager

Are you someone who thrives in a fast-paced working environment where you have a direct impact on the growth of the business and work with autonomy?

Trans Lease is looking for a Credit Manager to join our team that will bring an ambitious and solution-oriented mindset with them.

In this role, you will have the opportunity to develop your own skillset and career opportunities while leading and mentoring the Credit Analysts on the team.

You will also act as the right hand for the Director of Finance and support them on high level projects. The ideal candidate will have strong organizational skills, attention to detail, a natural curiosity to learn, and has experience with analyzing varied credit profiles.

We offer a full benefits package for eligible employees including :

• Medical, Dental, Life, and Disability Insurance
• 401(K) with company match following your one-year anniversary
• HSA match up to $800 per year
• Paid Time Off, Sick Time, and Company Paid Holidays
• And an Employee Car Discount Program

ESSENTIAL DUTIES & RESPONSIBILITIES :

• Analyze credit and financial data of persons and / or companies applying for credit.
• Determine transactional risk and present formal recommendations to management.
• Work closely with Sales to manage and develop customer relationships.
• Work with banks on the nuances of individual transactions.
• Organize, analyze, and summarize financial statements paying close attention to key financial metrics such as cash flow, debt to equity and other liquidity ratios.
• Review and interpret consumer and commercial credit reports.
• Develop industry and equipment knowledge to be utilized during credit analysis.
• Oversee and manage a team of Credit Analysts to ensure they continue developing sufficient Equipment Finance, Trans Lease, and industry domain knowledge.
• Provide open communication regarding customers and transactions among all departments within Trans Lease.
• Additional duties as assigned.

WORK ENVIRONMENT & PHYSICAL ABILITIES :

• Requires frequent sitting, standing, balancing, bending, or stooping for prolonged periods of time.
• Requires eye-hand coordination and manual dexterity sufficient to operate a keyboard, photocopier, telephone, calculator, and other office equipment.
• Ability to communicate by providing verbal feedback in a professional manner.
• Ability to receive and analyze data and input into the computer.
• Normal range of hearing and vision.

REQUIRED EDUCATION, EXPERIENCE, KNOWLEDGE & SKILLS :

• Bachelor's degree with a concentration / emphasis in Finance or Accounting.
• Minimum of 5 years of relevant experience.
• Strong understanding of how to interpret the three main financial statements.
• Prior experience with key commercial underwriting performance metrics.
• Exposure to Know Your Customer (KYC) regulations and verification.
• High proficiency with Excel and other Microsoft Office programs.
• Valid Driver's License with good standing MVR.
• Ability to successfully complete a General Abilities Assessment and pass a post-offer background check, physical and drug screening.

PREFERRED EDUCATION, EXPERIENCE, KNOWLEDGE & SKILLS :

• Experience with enterprise Salesforce
• Experience with lease accounting and servicing applications
• Experience in a multi-state business, preferably within the transportation industry
• Formal training within a bank credit department

JOB DETAILS :

• Type : Salary
• Compensation Range : $120,000 - $150,000
• Bonus Eligibility : Yes
• Reports To : Director of Finance
• Closing Date : When Filled

$120,000 - $150,000 a yearDate Posted : 06-13-2024All qualified applications will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.