Work Location : Newark, New Jersey, États-Unis d'Amérique
Hours : 40
Pay Details : $119,600 - $178,880 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.
Job Description :
The Store Manager III develops, leads and contributes to the growth and profitability of our Consumer Business through the management of a Store portfolio including deposits, loans, fees and expenses.
Leads, coaches and motivates the Store team to deliver a legendary Employee and Customer Experience while achieving shareholder value through solutions and referrals.
Responsible for the Store growth by focusing on deepening customer relationships, putting the customer first and referring them to the right Specialist to ensure we are meeting their needs and providing the best advice to customers.
Depth & Scope :
- Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any / all disciplinary actions, as required.
- Manages a large sized store and team (based on U.S. TD Bank store levelling criteria).
- Oversees and leads a large and / or highly complex and / or Denovo Store while growing talent, developing skills and capabilities to achieve career goals, support project / initiative success and achieve business results.
- Accountable for achieving both Store and individual performance metrics.
- Ability to manage multiple store locations and / or a diverse and complex customer base, if required.
- Acts as peer mentor to developing store managers.
- Requires deep expert knowledge of the business, banking and bank operations.
- Requires deep expert process management knowledge and deep expert knowledge of the risk profile for team processes supported, advanced knowledge in identifying, tracking and resolving gaps.
- Provides coaching, mentorship and guidance to others within area of expertise.
- Oversees management of team requiring workforce to decision on acceptable level of risk-Moderate to High risk potential (loss / reputational).
- Acts as the highest point of escalation / contact within the store for issues raised from customers, other internal groups and / or partners.
- Originates loan applications, handles Conditions of Lending and conducts loan closings.
- Maintains an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).
Education & Experience :
- Undergraduate degree or equivalent experience.
- 5+ years related experience required (retail, customer service and / or financial services industries) supervisory, leadership and coaching experience required.
- 5+ years experience of proven business development skills, including ability to conceptualize and implement strategies.
- 5+ years of proven leadership and coaching experience required.
- Small Business and Consumer lending experience required.
- Knowledge of Bank product lines and services as well as an understanding of Store operations and security.
- Proven ability to manage competing priorities, strategically aligning efforts and activities to meet Store goals and objectives.
- Future focused, foresees gaps, trends and influences direction across a specialized area of the Region and Market.
- Ability to negotiate, manage relationships and influence across the Region, Market, and Business line.
- Has high performance standards for self and others and can coach peers.
- Strong financial analysis skills.
- Strong presentation, analytical, interpersonal and collaborative skills with all levels of internal and external customers.
- Excellent verbal and written communication skills.
- Demonstrated ability to lead and motivate team members.
- Proficient with Microsoft Office suite.
- Notary License (preferred).
Customer Accountabilities :
- Manages the service and advice team promoting a positive customer and colleague experience.
- Leads, coaches and develops a team of service and advice colleagues on services, product and sales informational conversations and / or advice-giving service strategies and tactics to improve the overall customer experience.
- Coaches to ensure customer issues are handled appropriately through customer problem resolution guidelines.
- Actively promotes the Bank's presence / brand within the community through participation and leadership in community business groups, initiatives, fundraisers, etc.
- Builds relationships by promoting a client / customer centered organization and proactively addresses customer needs.
- Contributes to the execution and achievement of the team and the store's service customer experience targets.
- Provides oversight of store premises and ensures the customer and colleague areas are professional and inviting in appearance.
- Ensures overall colleague scheduling is optimal to meet customer demands.
- Provides ownership / oversight of complex daily operational / administrative duties.
Shareholder Accountabilities :
- Creates store-specific strategies to grow the business.
- Uses reporting to identify opportunities to acquire and deepen customer relationships to drive deposits, investment and loan growth.
- Partners with Specialists to grow and advise new and existing customers.
- Works with partners, including Small Business, Commercial, Consumer Lending and Wealth to grow the Store Portfolio.
- Manages the Store budget to meet expense and revenue objectives.
- Drives One TD - Builds and sustains awareness and engagement.
- Proactively reaches out to prospects to develop and deepen relationships through needs-based conversations.
- Identifies and develops relationships with Personal, Small Business and Center and Influence (COIs).
- Achieves business objective for Operational Excellence.
- Ensures necessary due diligence to support the accuracy of all customer transactions / activities.
- Follows and ensures colleagues understand and apply bank operating policies and procedures.
- Protects the interests of the organization identifies and manages risks.
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements.
- Maintains a culture of risk management and control.
- Ensures colleagues are knowledgeable; and assumes responsibility to minimize operational and regulatory risk.
- Works alongside other business lines including Wealth and Business Banking.
Employee / Team Accountabilities :
- Leads, coaches and develops store teammates to create a consistent legendary customer experience.
- Responsible for management of the overall team providing both leadership and guidance.
- Sets targets and objectives for the team, and holds the team accountable to deliver results and objectives.
- Grows team expertise to align with business / enterprise demand and direction.
- Leads a high performing team; provides ongoing feedback and performance reviews.
- Ensures colleagues are in compliance with all human resources policies, procedures and guidelines of conduct.
- Shares knowledge, information, skills, and subject matter expertise among the team.
- Supports an environment where team freely escalates business challenges.
- Recruits for all hires to ensure a highly diverse, qualified workforce.
- Establishes and fosters a cohesive team; promotes a fair and equitable environment.
- Acts as a brand ambassador for your business area / function and the bank.
OCC Language :
- This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act.
- Must be eligible for employment with a covered financial institution under the standards established by Regulation Z.
- Must be eligible for registration as a registered mortgage loan originator with the NMLS.
- Satisfactory results on a criminal background check and a credit report check are required by federal law for this position.
Physical Requirements :
- Domestic Travel Occasional
- International Travel Never
- Performing sedentary work Continuous
- Performing multiple tasks Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds Occasional
- Sitting Continuous
- Standing Occasional
- Walking Occasional
- Moving safely in confined spaces Occasional
- Lifting / Carrying (under 25 lbs.) Occasional
- Lifting / Carrying (over 25 lbs.) Never
- Squatting Occasional
- Bending Occasional
- Kneeling Never
- Crawling Never
- Climbing Never
- Reaching overhead Never
- Reaching forward Occasional
- Pushing Never
- Pulling Never
- Twisting Never
- Concentrating for long periods of time Continuous
- Applying common sense to deal with problems involving standardized situations Continuous
- Reading, writing and comprehending instructions Continuous
- Adding, subtracting, multiplying and dividing Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.
They are not intended to be an exhaustive list of all responsibilities, duties and skills required.
Who We Are :
Are you ready to apply Make sure you understand all the responsibilities and tasks associated with this role before proceeding.
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores.
Our Total Rewards Package :
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
Additional Information :
We’re delighted that you’re considering building a career with TD.
Accommodation :
If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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