Data Scientist I - Hybrid

JOB DESCRIPTION

See yourself at Radian? We see you here too.

At Radian, we see you. For the person you are and the potential you hold. Thats why weve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest.

Because when each of us is truly seen, each of us gives our best and at Radian, well give you our best right back.

Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if youre excited about this role but your experience or education level doesnt align perfectly with every qualification in the job description, we encourage you to apply anyway.

You may be just the right candidate for this or other roles.

See Yourself as a Data Scientist I, MIRS

The Data Scientist I, Mortgage Insurance and Risk Services (MIRS) primary functions will be data modeling and analysis, analytical framework development and the estimation and validation of credit models.

This role requires the use of financial, statistical and econometric methods within a structural modeling framework while leveraging cloud computing solutions.

PRIMARY DUTIES AND RESPONSIBILITIES

Programming in support of model estimation, implementation, monitoring, and back testing

Development and maintenance of cloud-based modeling frameworks. Analysis of standard reporting and model performance. Delinquency, default, prepayment, claim severity model estimation and design.

Model development and methodology research

Creation of analytical presentations and communication of strategic business findings to management

Analysis and recommendations on alternative credit structures, risk sharing arrangements, and / or non-traditional manners in which to participate and take on credit risk as appropriate and necessary.

Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and / or adjustments to credit / portfolio guidelines as necessary.

Perform other duties as assigned or apparent.

QUALIFICATIONS

Knowledge :

Understanding of probability modeling.

Expert mathematical, statistical, and econometric understanding.

Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment.

Knowledge of SAS, R, C++ or python for data analysis and modeling.

Ability to learn financial analysis of structured mortgage products.

Skills and Abilities :

Strong work ethic and independent problem-solving capabilities.

High level of motivation and intellectual curiosity.

Able to work in a team environment.

Ability to research and define new analytical methods.

Ability to communicate effectively and present results.

Education, Certifications and Prior Work-Related Experience :

Degree Requirement : Bachelors degree or foreign equivalent required. Masters degree or foreign equivalent preferred.

Certifications : Finance, Economics, Mathematics and / or Statistics preferred.

Work Experience : 1 or more years of prior work-related experience without a Masters degree, with a Masters degree no prior work experience is required.

See Your Location

Radian is committed to a flexible work environment for many of our roles. This role is hybrid and will provide you the flexibility to work at our New York City office and at your designated *Work From Anywhere* location each week.

Work From Anywhere is subject to Radians Alternative Work Policy and business needs

See Why You Should Work With Us

Competitive Compensation : anticipated base salary from $78,700 to $112,400based on skills and experience. This position is eligible to participate in an annual incentive program.

Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date.

In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday in support of our DEI culture.

Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.

Our Company Makes an Impact. Weve been recognized by multiple organizations like Bloombergs ,HousingWires, and The Forum of Executive Womens .

Radian has also pledged to PwCs commitment.

Comprehensive HealthBenefits. Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.

Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?

and an opportunity to participate in Radians Employee Stock Purchase Plan (ESPP).

Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.

Additional Benefits. To learn more about our benefits offerings, visit our .

LI-DNI

The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.

See More About Radian

Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.

Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our peoples potential and creating inspiring career paths that help them get there.

Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line having an impact on communities across the country to help more people achieve the American Dream of homeownership.

We hope youll see yourself at Radian. See more about us at .

Defining Roles for Radian's Future

Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce.

Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each as well as each should embody upon hire or via development.

EEO Statement

Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.

Equal Opportunity Employer Details

To learn more about Radians Code of Conduct and Ethics and workplace conduct, please click . Radian participates in E-Verify (en español ).

Learn more about your rights under immigration laws (en español ). View the "EEO is the Law" poster . View the "EEO is the Law" Supplement .

View Pay Transparency Nondiscrimination Provision .

Accommodation

Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce.

If you have questions about the accommodation process, please e-mail .

Please note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application.

Additional application materials include but are not limited to, resumes, CVs, transcripts, or certifications.