Sr Portfolio Analyst

The anticipated salary range for this role is between $97,000.00 and $156,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire.

The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking an associate to support the ongoing enhancement and refinement of portfolio analytic capabilities. This position is expected to identify and analyze credit portfolio trends, assess industry risk, and communicate the results to team leads and senior management.

Role Objectives : Delivery

• Conduct in-depth portfolio analysis to identify industry / product trends, risk-return profile, ESG risks, business opportunities, as well as refining sector based Underwriting Standards
• Partner with other departments to research and present portfolio analysis results to senior leaders, management committees and / or regulators, articulating portfolio performance, future outlook and potential enhancement actions.
• Engage with data management team to obtain relevant portfolio data, identify key trends and synthesize such data to develop a cohesive assessment of the credit portfolio and prepare presentations to convey contextual significance for both senior management presentations and regulatory reporting.
• Create presentations which analyze credit portfolio trends and developments and highlight key points in a readily understandable manner.

Role Objectives : Interpersonal

• Excellent verbal communication and collaboration skills to solicit input and translate feedback into opportunities to improve credit processes and controls.
• Excellent writing and presentation development skills to draft materials related to credit process observations and process and control enhancement opportunities.
• Able to work well across functions, to solicit and capture multiple points of view, render information so that it is accurate and actionable, and promptly follow-up.
• Ability to communicate appropriately at every level of the organization, including credit risk peers, business unit partners and senior executives.
• Recommend enhancements to senior management to improve efficiency and accuracy of portfolio reporting processes.
• Interact with Business Units to help support, enhance, and adjust credit portfolio management, and maintain ongoing communications with business units and credit approval functions to effectively guide businesses within such controls and authorities.

Role Objectives : Expertise

• General understanding of credit risk management concepts and knowledge of U.S. and international regulatory requirements and industry best practices.
• Knowledge of the end-to-end lifecycle of and working knowledge of credit risk management frameworks and systems (e.g., 3 lines of defense, risk appetite, risk ratings).
• Experience with credit process management (i.e., approval flows; credit committee process and governance, etc.) related to credit approval and on-going monitoring.
• Strong analytical skills; intellectually curious; problem-solving abilities and the ability to synthesize complex issues;

strong attention to detail.

Qualifications and Skills

• 2+ years of experience in the financial services industry
• Experience in global financial services is preferred.
• Experience working at a comparable Foreign Banking Organization (FBO) a plus
• Excellent interpersonal and written and verbal communication skills
• Education :
• Required : bachelor’s degree
2 days ago