Job Overview
The Credit Underwriter-Consumer will underwrite Indirect Auto Loans from Dealership and Direct / Branch Consumer Loans. Direct loans consist of Auto, Personal, Preferred Checking, Business Credit Cards, Cash Value Line of Credit, Marine, - RV loans.
In addition, Small Business products up to $100,000.
Responsibilities include, but are not limited to :
- Underwrite Indirect - Direct Consumer Loans, Build / Maintain Relationships with Dealers, Branches and Sales Teams. Interact with all Consumer Loan related departments verbally and written (90%).
- Underwrite and maintain credit policy standards, use sound judgment to appropriately make exceptions, prioritize the flow of loans to ensure that Dealer Credit Decisions are worked first, participate in team efforts to achieve departmental / company goals.
Answer incoming calls and maintain exceptional customer service.
Process adjustments required for Funding, Interact with Collections on loans with totaled autos or death claims, resolve loans and other inquiries with Customer Service and Branches;
have Periodic visits / functions with Sales Reps, negotiate loan decisions with dealers.
- Review CAL Lease Packages for accuracy within program guidelines for credit and structure.
- Assist in system upgrades, testing, rate changes, report verification, audits reviews to meet the department needs.
Required Skills :
- Excellent customer service, verbal and written communication skills.
- Ability to handle a high volume of loan applications with accuracy.
- Ability to interact with dealer finance managers, branch personnel and other Bank departments.
- Ability to solve practical problems and interpret a variety of instructions furnished in written, oral diagram or schedule form.
- Ability to prioritize and multi-task.
- Intermediate computer skills with knowledge of email, Microsoft Word and Excel.
- Ability to read and interpret Credit Reports, Credit Matrices, to render a decision.
Required Experience :
- High School Diploma or GED and a minimum of 3 years Consumer Credit / Auto Loan Experience (Direct / Indirect).
- Bachelor's Degree in related field is preferred.
Credit Underwriter- Indirect Auto
The Credit Underwriter-Consumer will underwrite Indirect Auto Loans from Dealership and Direct/Branch Consumer Loans. Direct loans consist of Auto, Personal, Preferred Checking, Business Credit Cards, Cash Value Line of Credit, Marine, - RV loans. High School Diploma or GED and a minimum of 3 years ...
Senior Underwriter- Commercial Surety Southeast
Senior Underwriter- Commercial Surety Southeast. Senior Underwriter - Commercial Surety - Southeast (this can be a fully remote position in FL, GA, AL, SC). A Senior Underwriter is accountable for Commercial Surety product underwriting that contributes to the achievement of the Commercial Surety bus...
Senior FP&A Analyst
AmTrust Financial is seeking a motivated Senior Financial Planning & Analysis (FP&A) Analyst to join our Finance team, with a focus on supporting Global Technology & Operations (GTO). In this role you will assist in the analysis of expenses, collaborate across IT/Operations and other departments, an...
Senior Data Analyst
Ecommerce Data Analyst ** local candidates only **. Our data analysts are the drivers behind our continued growth and success. With our commitment to innovation, it’s our business analysts who can perform the deep analysis of data and then determine the best way to represent it visually to managers ...
Business Intelligence Analyst
Business Intelligence Analyst. Business Intelligence and Analytics division. Providing reports through Tableau & Excel to improve business processes. Collaborate with other analysts and stakeholders to identify data sources, build scalable data models, and operationalize the data analytics. ...
Senior Data & Automation Analyst
Experience in business analysis, data analysis, mathematics, data warehousing, statistical data mining, and/or data science. Experience in analysis, data analysis, data visualization, mathematics, statistical data mining, or data science. What does a great Senior Data & Automation Analyst do at Fise...
Corporate Credit Analyst
The primary responsibility of the Credit Analyst is to ensure the stability and profitability of our credit portfolio while effectively managing financial credit risks. Assess the creditworthiness of new and existing customers through the analysis of financial statements, credit reports, and payment...
Senior Financial Analyst - Allocations
The Financial Allocations Specialist will be responsible for managing and optimizing the allocation of financial resources within the company. Conduct thorough financial analysis to support allocation decisions, including cost-benefit analysis, variance analysis, and financial forecasting. Prepare a...
Business Systems Analyst II
The Business Systems Analyst II will be responsible for determining operational objectives by studying business functions; gathering information; evaluating output requirements and formats. The Business Systems Analyst II will be responsible for designing operational objectives by studying business ...
Contract Surety Senior Underwriter
IAT Surety has an immediate opening for a Contract Surety Senior Underwriter located our Newark, New Jersey location. Meet certain premium targets assigned to the Senior Bond Underwriter by the Regional Manager. ...