Senior Underwriter- Employee Benefits

Introduction Indulge your passion for problem-solving and embrace the thrill of addressing risk head-on at Gallagher's global brokerage team.

Join a family of diverse minds, united by a relentless pursuit of excellence. As part of our team, you'll be the architect of protection, safeguarding businesses and empowering their ambitions.

Together, we'll build a legacy of trust and triumph in the dynamic world of risk management. We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply.

• How you'll make an impact Providing underwriting support for new business and / or renewals, accounting and / or specialized functions;
• Assessing risk based on medical and pharmacy information; Calculating renewal rates for complex group cases based on thorough analysis of the group’s experience, industry, location, size, and demographic nature;
• Proposing rates and terms for group prospects with various funding arrangements, including alternative fundings, utilizing a combination of other carrier experience, demographic data and manual rates;
• Assessing pricing policy adjustment requests; Managing reporting and data analytics platform; Preparing and analyzing claim cost drivers to evaluate actionable solutions, projections, and benefit change increments or decrements;
• Calculating rate adjustments based on unique contracting arrangements such as direct contracts, bundled pricing, and alternative payment models including reference-based pricing;
• Coordinating with other departments to ensure the accuracy and consistency of account reporting; Assisting, as necessary, in the negotiation of benefit plan designs and financial assumptions on new and renewal business;
• Communicating with Sales, Administration, and Claims to assess the rating and administrative impact of benefit and plan changes;

Providing underwriting knowledge-sharing and education to peers and / or members of the sales team; and Developing rates for self-funded dental and vision programs.

About You Required : Bachelor's degree and 7 years related experience required. Computer experience with a variety of applications including Excel, Word, and PowerPoint, as well as sufficient technological knowledge to facilitate decision-making regarding the direction of the automation systems.

Able to drive and travel as needed. In-depth knowledge of the insurance brokerage business. Behaviors : Excellent organizational skills;

ability to manage and prioritize multiple tasks. Strong analytical skills. Able to effectively lead and direct staff. Compensation and benefits On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve : Medical / dental / vision plans, which start from day one! Life and accident insurance 401(K) and Roth options Tax-advantaged accounts (HSA, FSA) Educational expense reimbursement Paid parental leave Other benefits include : Digital mental health services (Talkspace) Flexible work hours (availability varies by office and job function) Training programs Gallagher Thrive program elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing Charitable matching gift program And more...