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Senior Machine Learning Engineer - Underwriting & Credit

Cash App
San Francisco, CA, United States
Full-time

Job Description

The Underwriting & Credit organization’s mission is to redefine credit and liquidity through simple, fair, and accessible credit solutions that build financial health and resilience.

This team builds and integrates ML solutions for evaluating customer cash flow risk including risk of default on credit obligations, risk of fraud & abuse of loans and other situations where Cash App advances funds or provides liquidity to customers.

We support multiple products in Cash.

As a member of the ML systems engineering team, you will work very closely with ML Modelers and Decision Scientists to integrate and productize credit risk models.

The Underwriting systems engineering team is the main interface between the world of ML and product engineering, and as such your work will include everything from backend engineering, developing data pipelines, to creating features, and working with rules engines.

We build our services over Cash App's ever-evolving infrastructure, and as a senior engineer on the team, you will embrace these changes and scale our tech stack to promote future evolvability.

This is an exciting opportunity to make a direct, tangible impact on our product and work on projects that are critical to the business’s success.

You'll be reporting to an Engineering Manager and working on a distributed team with members in the USA and Canada.

You will :

Be responsible for designing, building and managing the distributed services and pipelines for Underwriting & Credit Cash App

Lead impactful, multi-person projects that cross Engineering team boundaries

Demonstrate high code quality, good test coverage and other engineering best practices

Collaborate with product, analysts, and modelers on planning and implementing frictionless user experiences

Work cross-functionally with product, platform, security, and data engineering teams to unlock new machine learning applications

Have autonomy to research and achieve outcomes with support when you need it

Creatively solve challenging technical problems at scale

Contribute to the growth of our development capabilities through mentoring and supporting fellow engineers

7 days ago
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