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Mortgage Loan Specialist

Vibe Credit Union
Sterling Heights, MI, USA
$23-$26,63 an hour
Full-time
Quick Apply

Our Purpose

At Vibe, we are driven by our mission to elevat e community and creat e opportuni ty . We believe in fostering an environment of inclusivity where every team member has the chance to grow professionally .

Guided by our core values - be i nclusive, educat e , embrac e change, and seek opportunities - we are dedicated to making a positive impact in the lives of our members and communit ies.

As we continue to grow and expand our team, we are seeking passionate individuals who share our vision and are eager to join us in our journey .

If you are someone who is passionate about making a difference and is committed to creating a brighter future for our communit ies , we invite you to explore this exciting opportunity at Vibe!

Position Purpose

The Mortgage Loan Specialist plays a crucial role in upholding Vibe Credit Union's purpose. They are tasked with conducting loan applications with integrity and honesty, ensuring that members receive the best internal and external service possible.

Essential Duties

  • Adheres to all Mortgage Compliance and Financial Institution regulatory procedures and policies.
  • Possess knowledge of the entire mortgage process, including familiarity with credit reports, appraisals, titles and title insurance documentation.
  • Interviews, takes applications and processes preliminary documentation on loan requests accurately and thoroughly.
  • Discusses loan alternatives, credit criteria, and interest rates with members.
  • Conveys underwriting findings and recommendations to members.
  • Advising members on loan approval or denial, providing precise and clear explanations for loan denials, counseling declined members on the necessary steps to potentially qualify for a mortgage in the future, and offering guidance on money management and financial matters.
  • Complete weekly follow-up with all loan applications in process.
  • Join community networking group.
  • Professionally cross-sells Vibe Credit Union products and services.

Education / Experience

  • High School graduate or equivalent
  • Three (3) years experience

Skills / Abilities

  • NMLS
  • FHA Guidelines

Job Posted by ApplicantPro

1 day ago
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