Mortgage Loan Originator -- Builder Account

For over 30 years, First Continental Mortgage (FCM) and affiliates have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas.

We specialize in partnering with Home Builders as well as retail production. FCM funded $2.1 Billion in 2023 through affiliated business arrangements with 13 different home builders, 5 of which rank in the Top 35 Home Builders in the country.

FCM is seeking a highly motivated Mortgage Loan Originator to assist home buyers in financing their new home as a preferred lender through our home builder partner in Dallas, Texas .

Key Responsibilities

• Generate new mortgage loan applications and retain existing business by developing relationships within builder communities.
• Conduct weekly sales calls to develop new business and retain existing business.
• Maintain required monthly production volume as communicated by management.
• Advise borrowers on loan products by examining application and supporting documentation, and pre-qualifying for creditworthiness.
• Provide guidance and information relevant to the risks and benefits of each program the borrower is qualified for, and effectively communicate the terms of each product.
• Advise borrowers on available lock options and locks loans promptly.
• Keep abreast of and comply with all federal, state, and local laws and regulations, investor and governmental agency requirements and guidelines, as well as all company policies and procedures.
• Serve as the primary contact with all parties throughout the loan process.
• Attend builder sales meetings and provide education on various loan products to increase sales.
• Perform other duties as assigned by management.

Requirements

• Current NMLS license.
• 5+ years' experience as an originator. Direct experience working with builders is a plus.
• Excellent verbal / written communication skills.
• Understanding of mortgage products and the ability to comprehend and implement complex financial concepts related to residential mortgage lending.
• An advanced understanding of sales and marketing of mortgage loans and the ability to present, sell, and deliver such products to diverse individuals and groups in a professional, ethical, and effective manner.
• Ability to learn and adapt to market changes quickly.
• Build strong relationships with production, underwriting, closing and other internal and external partners.

We Provide

Marketing Department Support Direct to FM / GM Lender Mobile App / Electronic Communication with Borrower Encompass LOS Optimal Blue Rate Lock Disclosure Desk Scenarios Desk In House Credit Solutions Down Payment Assistance for Buyers

What FCM Offers

We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include :

Medical, Dental & Vision FSA, Life, Supplemental Life, Long Term Disability and Supplemental Insurance Vacation & Sick Time 401k

FCM and its Affiliates are Equal Opportunity Employers.

To learn more about FCM and our growing team, please visit our website at .

Job Posted by ApplicantPro