Liability Claims Adjuster

This is a hybrid role in Cincinnati Ohio requiring 3 to 4 days in office.

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance in approximately 70 countries and jurisdictions.

These diverse offerings include products and services that help businesses and individuals protect their assets and manage risks.

We're also committed to making a positive difference for our colleagues and in the communities where we work and live. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs.

About the role

Will handle a portfolio of Liability claims of lower complexity claims from coverage enquiry through legal liability assessment (where relevant) and quantum analysis, to timely and accurate resolution;

ensuring mitigation of indemnity and expense exposure while communicating developments and outcomes as necessary to all key internal and external stakeholders.

Provide a high standard of customer service and adherence to legal and regulatory requirements.

What you need to know

Functional Responsibilities

• Managing key claims handling enquiry; coverage determination, quantum analysis and legal liability assessment, where appropriate within authority limits and providing a high standard of customer service;
• Working with the Team Manager to ensure effective vendor and litigation management on Complex claims within a personal allocation;
• Internal stakeholder communication where required;
• Strive for continuous improvement on claim file handling with feedback and support through the Quality Assurance Review processes;
• Contribute to maintenance of best practice procedures for (LoB) Complex claims, consistent with global best practice;
• Demonstrate a basic standard of technical claims competence for handling moderate to lower complexity complex claims;
• Handle complex claims allocated within agreed level of authority limit.

Accountabilities

• Timely, accurate and customer focused claim resolution, minimising indemnity exposure and mitigating vendor and legal expense;
• Effective communication of key Complex claims and (LoB) portfolio messages to internal Stakeholders;
• Financial control through consistent reserve and other financial transaction discipline;
• Accurate and consistent policy interpretation.

What we're looking for

• Basic specialist knowledge in (LoB) technical claims topics;
• Policy language skills enabling accurate and consistent policy wording interpretation;
• A basic knowledge of legal / regulatory and litigation / procedural requirements for their line of business;
• Experience in effectively following up on recommendations from technical claims audits and continuous claim handling improvement;
• Good communication skills, both written & verbal;
• Time management ability to manage & prioritise workload and diary management;
• Ability to contribute effectively within a team environment;
• Ability to work with claims stakeholders to effectively direct claims strategy.

LI-CY1

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you.

That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security as well as your professional development to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks.

It is an exciting time to join us across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers.

At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential.

We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals.

We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs).

With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.

If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .

Functional Area :

CL - ClaimsEstimated Travel Percentage (%) : Relocation Provided : AIG Claims, Inc.